Business Details
Your Trusted Insurance Partner in Newport Beach, CA
Choice One Insurance was founded to simplify the insurance process for consumers seeking affordable coverage and personalized service. As an insurance marketplace connecting clients with professionals nationwide, we specialize in providing free quotes and comprehensive policies tailored to individual needs. Our team of experienced insurance professionals offers expertise in auto, health, life, long-term care, and mortgage insurance solutions. With a commitment to transparency and customer satisfaction, we help clients navigate complex insurance options while maintaining strong relationships with top-rated carriers.Our digital platform streamlines the insurance selection process while preserving the human element of personalized guidance. Through our partnerships with A.M. Best-rated companies, we ensure clients receive reliable coverage from financially stable providers. Our service model combines competitive pricing with educational resources to help customers make informed insurance decisions.
Services
Auto Insurance
Health Insurance
Life Insurance
Long Term Care Insurance
Mortgage Insurance
Highlights and features
- We offer free insurance quotes from multiple providers
- Our platform connects you with experienced insurance professionals nationwide
- We provide comprehensive coverage options for all major insurance categories
- Our marketplace model ensures competitive pricing through provider competition
- We maintain relationships with A.M. Best-rated insurance companies
Associations and certifications
- A.M. Best Company
Services
Auto Insurance
Auto insurance provides financial protection against physical damage and liability resulting from vehicle accidents. Our policies cover bodily injury, property damage, medical payments, and uninsured motorist protection. We help clients select appropriate coverage limits based on state requirements and personal assets while offering competitive rates through our provider network.
Health Insurance
Health insurance plans protect against medical expenses from illness or injury. We offer individual and group policies covering hospitalization, doctor visits, prescription medications, and preventive care. Our advisors help clients understand HMO, PPO, and indemnity plan options while balancing premium costs with out-of-pocket expenses and network restrictions.
Life Insurance
Life insurance provides financial security for beneficiaries upon the policyholder's death. We offer term and permanent policies that cover final expenses, replace lost income, and support long-term financial goals. Our specialists help clients determine appropriate coverage amounts based on family needs, debts, and future obligations like education costs.
Long Term Care Insurance
Long-term care insurance covers extended care services for chronic illnesses or disabilities. Our policies address nursing home care, assisted living, and in-home care costs that traditional health insurance doesn't cover. We help clients evaluate coverage options based on age, family health history, and asset protection needs while considering policy features like benefit periods and inflation protection.
Mortgage Insurance
Mortgage insurance protects lenders against default risk for low-down-payment loans. We provide private mortgage insurance (PMI) solutions and help clients understand how different loan programs affect insurance requirements. Our advisors explain factors influencing premiums including loan-to-value ratios, credit scores, and property types while exploring alternatives to traditional mortgage insurance.
Questions
What types of insurance do you offer?
We provide auto, health, life, long-term care, and mortgage insurance solutions through our nationwide network of providers.
How can I get a free insurance quote?
Visit our website to complete an online form or call us directly at 800-278-4195 to connect with an insurance professional.
Do you offer group health insurance options?
Yes, we help businesses and organizations find group health insurance plans that meet their employees' needs and budget.
What factors affect auto insurance rates?
Rates depend on driving history, vehicle type, location, coverage limits, and deductible amounts among other factors.
How does long-term care insurance work?
This coverage helps pay for extended care services when you can't perform daily living activities independently, with benefits for home care, assisted living, or nursing home facilities.
Can I customize my life insurance policy?
Yes, we offer term and permanent policies with customizable coverage amounts, riders, and payment terms to meet specific needs.
Reviews (5)
Elvis B.
Jun 04, 2022
Report
The receptionist was very nice and helpful in getting me in contact with the agent I was calling for. however the agent hasn't called back yet not a good way to treat your customers.
Alla Katsenovich
Apr 25, 2022
Report
We've been very pleased with ChoiceOne. Jay was very helpful and thorough. She addressed all our questions and concerns in a very nice and timely manner. I will definitely reach out to Jay in the future.
Maria Ray
Apr 20, 2022
Report
After my homeowners insurance went up drastically, I contacted Jay @ Choice one and she was able to significantly reduce my premiums for both windstorm and homeowners! Jay was very professional and patient throughout the whole process and responsive when contacted. I highly recommend Jay at Choice One.
E. Mars
Apr 19, 2022
Report
Work with Jirelis Padron to get my new insurance policy for my town house, she was wonderful, walked me through the steps and found me the most competitive insurance rate. I also have my other insurance policies with ChoiceOne. :
John Sisak
Apr 12, 2022
Report
Jirelis (Jay) Padron and the team at Choice one are hands down exceptional. This is no cut-rate insurance agency. They are a concierge level team that will work within any budget to meet your needs. 100% completely satisfied with the seamless experience provided!
