Business Details
45 Years
experience
Trusted Insurance Solutions in St. Louis, MO
Since 1981, MGI Risk Advisors has been a trusted partner in risk management, combining decades of industry experience with a personalized approach to meet the unique needs of our clients. Our team of brokers specializes in crafting tailored commercial and personal insurance solutions, leveraging global resources while maintaining a local, boutique-style service model. We represent top-tier carriers and have extensive expertise across industries, from construction and healthcare to technology and nonprofit sectors.Our commitment to trust, honesty, and integrity drives every decision, ensuring comprehensive coverage that evolves with our clients' changing needs. With a focus on innovation and client-centric service, we provide peace of mind through customized protection plans for homes, businesses, and futures.
Services
Commercial Insurance
Personal Insurance
Auto Insurance
Home Insurance
Life & Health Insurance
Cyber Risk Coverage
Workers Compensation
Flood Insurance
Professional Liability
Umbrella Policies
Details
- Year established: 1981
Highlights and features
- We offer decades of experience in commercial and personal insurance across diverse industries.
- Our brokers provide personalized, client-centered insurance solutions tailored to individual needs.
- We combine global resources with local expertise to secure comprehensive coverage options.
- Our team specializes in niche markets and complex risk management scenarios.
- We uphold core values of trust, honesty, and integrity in every client interaction.
Associations and certifications
- Keystone Partners
Services
Commercial Insurance
MGI Risk Advisors designs tailored commercial insurance programs for businesses of all sizes and industries. Our brokers analyze property, liability, and casualty needs to create cost-effective, comprehensive coverage. With expertise in sectors like construction, healthcare, and technology, we offer specialized solutions including cyber risk, directors & officers liability, and workers compensation.
Personal Insurance
We provide personalized auto, home, and health insurance plans that adapt to life's changes. Our brokers avoid cookie-cutter approaches, instead crafting coverage that aligns with individual needs, major life events, and future goals. This includes protection for homes, vehicles, and health, ensuring clients are prepared for unexpected challenges.
Life & Health Insurance
MGI offers customized life and health insurance solutions for individuals and employers. Our brokers help clients plan for long-term security through policies that cover personal needs and employee benefits. We focus on economical pricing and comprehensive coverage, including group health plans, disability insurance, and senior market products.
Cyber Risk Coverage
Our cyber risk insurance protects businesses from digital threats like data breaches and ransomware. Brokers assess vulnerabilities and design policies covering liability, recovery costs, and regulatory fines. This service is tailored for industries handling sensitive data, including healthcare, finance, and technology sectors.
Workers Compensation
MGI provides workers compensation insurance to cover job-related injuries and illnesses. Our brokers ensure compliance with state regulations while offering policies that protect both employers and employees. This includes coverage for medical expenses, lost wages, and legal costs associated with workplace incidents.
People
Lori Merriman
Vice President of Operations
Lori Merriman leads operations at MGI with over 20 years of insurance experience. She joined in 2008 and focuses on agency management software systems. A St. Louis Cardinals enthusiast, she balances work with family time in Festus.
Mike Clark
Business Development Manager
Mike Clark mentors insurance professionals with 35+ years of commercial insurance expertise. He specializes in small to mid-market accounts and enjoys water activities with his family in St. Peters.
Alberto Lugo
Benefits Manager
Alberto Lugo manages benefits at MGI, holding licenses in six states. With 24+ years as an insurance agent, he focuses on group health, disability, and senior market products. He graduated from the University of Oklahoma.
Bill Reilly
Agency Technology Manager
Bill Reilly oversees MGI's technology systems since 2017. He transitioned from Applied Systems to optimize workflow and software solutions. A tech enthusiast, he plays volleyball with his wife in his free time.
Questions
What types of insurance does MGI Risk Advisors offer?
We provide commercial insurance, personal insurance, life & health insurance, cyber risk coverage, workers compensation, and specialized policies like flood and professional liability.
How does MGI tailor insurance solutions to client needs?
Our brokers conduct detailed risk assessments and leverage global resources to create customized policies, avoiding one-size-fits-all approaches for both businesses and individuals.
Which industries does MGI specialize in?
We serve construction, healthcare, technology, nonprofit, hospitality, transportation, and retail sectors, among others, with industry-specific risk management expertise.
How do I file a claim with MGI Risk Advisors?
Contact your assigned agent directly or call our main office at 314-432-6464 for claims assistance and account-related inquiries.
Does MGI offer global insurance options?
Yes, our brokers access international markets while maintaining localized service, ensuring comprehensive coverage for businesses with global operations.
Reviews (3)
Nancy Gaines
Apr 30, 2021
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Cassie and Matt provided outstanding service for my rental properties. They were responsive, thorough, and shopped for the strongest coverage at a great rate. Definitely give them a call if you are looking for insurance.
Tyler Otto
Oct 28, 2017
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Horrible customer service, do not return phone calls, when vehicle was in accident repair shop was waiting on word from insurance which never came then insurance tried to charge me for vehicle rental, would strongly not recommend, I will be alright to pay a little more for better customer service
Roger Curren
Nov 15, 2015
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Agent called me reptenting Mc Daniel Trucking said he was trying to settle the claim without filing a claim. Kept trying to cheat me on the damage.
