Business Details
50+ Years
experience
Your Trusted Insurance Partner in St. Louis
Bene'-Kelly Insurance has served St. Louis families and businesses for over 75 years, establishing itself as a trusted independent insurance agency. Our third-generation family ownership ensures long-term commitment to personalized service and community relationships. We partner with multiple top-rated insurance carriers to provide competitive pricing across auto, home, business, life, and health insurance solutions. Our team prioritizes comprehensive coverage reviews and proactive risk management tailored to individual client needs. With deep local market knowledge, we deliver expert guidance through life's changing insurance requirements.Our office maintains transparent communication channels for policy assistance, claims support, and coverage adjustments. We measure success through client retention spanning generations and referrals from satisfied customers. Our service philosophy emphasizes treating every client like family, ensuring prompt responses to inquiries and claims. Through continuous industry education, our advisors stay current with evolving insurance products and regulatory requirements. This dedication to excellence has solidified our reputation as St. Louis' premier independent insurance agency since 1950.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Motorcycle Insurance
RV Insurance
Flood Insurance
Umbrella Insurance
Workers' Comp Insurance
Details
- Year established: 1950
Highlights and features
- We offer 75+ years of insurance expertise serving St. Louis families and businesses
- Our independent agency status provides access to multiple top-rated insurance carriers
- Third-generation family ownership ensures personalized, long-term client relationships
- We conduct annual coverage reviews to maintain optimal protection levels
- Our team provides specialized insurance solutions for unique personal and business needs
Services
Auto Insurance
Our auto insurance specialists help St. Louis drivers find affordable coverage with top-rated carriers. We compare multiple quotes to ensure competitive pricing while maintaining comprehensive protection. Our policies include standard liability coverage, collision and comprehensive options, and specialized protection for classic cars and motorcycles.
Home Insurance
We provide customized homeowner insurance solutions protecting St. Louis properties against common risks. Our policies cover structural damage, personal belongings, and liability protection. We offer specialized coverage options for flood, earthquake, and valuable items, ensuring complete protection for your most significant investment.
Business Insurance
Our commercial insurance team creates tailored protection packages for Missouri businesses. Coverage includes property damage, liability protection, workers' compensation, and business interruption insurance. We offer specialized policies for commercial auto fleets, professional liability, and industry-specific risks across various sectors.
Life Insurance
We offer diverse life insurance options to protect your family's financial future. Our term and permanent life policies provide death benefits tailored to your specific needs. We work with multiple carriers to find affordable solutions for income replacement, mortgage protection, and estate planning purposes.
Health Insurance
Our health insurance advisors help Missouri residents find comprehensive medical coverage options. We offer individual and family plans meeting ACA requirements, including HMO, PPO, and high-deductible options. We also provide supplemental insurance for dental, vision, and critical illness coverage.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, motorcycle, RV, flood, umbrella, and workers' compensation insurance for Missouri residents and businesses.
Why use an independent insurance agency?
As an independent agency, we partner with multiple top-rated carriers to find you the best coverage options and competitive pricing tailored to your specific needs.
How do you help with insurance claims?
We provide guidance throughout the claims process, helping you understand policy coverage and coordinating with insurance companies to ensure timely resolution of claims.
Do you offer business insurance for small businesses?
Yes, we create customized commercial insurance packages for Missouri small businesses, including property coverage, liability protection, and workers' compensation insurance.
Can I get insurance quotes online?
While we provide online quote requests, our agents recommend personalized consultations to ensure proper coverage evaluation and tailored insurance solutions.
How often should I review my insurance policies?
We recommend annual policy reviews to ensure coverage remains adequate for your current circumstances and to take advantage of potential cost-saving opportunities.
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Reviews (4)
Pat Devereux
Jul 22, 2021
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Critical: Professionalism, Responsiveness After a decades of loyalty, Kevin told me he didn't need my business anymore after I wanted a refund for a policy I asked his assistant to close for me. After he told me I was being passive aggressive, he told me he didn't even have to refund me if he didn't want to.
Sandra Lee
Feb 06, 2021
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I have had Kevin Kelly and his team as the agent for myself and my family to handle personal and professional insurance for years. They are exceptionally responsive and helpful during times when stress load is high. I cannot recommend them highly enough!
Rob Smith
Dec 05, 2020
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Kevin and the rest of the team know how to prepare you for when life happens. amazing service and competitive rates. A team I am thankful to know.
Ms. Ashley
Dec 07, 2014
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Their staff is very friendly and helpful! Attention to detail is important to them. Overall they provide excellent service. Price is always a factor, and I felt I wasn't giving anything up even though the price was competitive.
