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28 Years
experience
Your Trusted Insurance Partner in Mechanicsville, VA
Tucker Franklin Insurance Group is a family-owned and -operated business with over 30 years of combined experience in commercial and personal insurance policies. Since 1998, we have prioritized building relationships through personalized service, ensuring clients receive tailored insurance solutions that meet their unique needs. Our team of experienced professionals holds industry designations and maintains affiliations with organizations like the Professional Insurance Agents Association and the National Federation of Independent Business.

We specialize in auto, homeowner, farm/ranch, business, and specialty insurance coverage while emphasizing transparency, local expertise, and comprehensive support throughout the policy lifecycle. Clients benefit from same-day quotes, direct access to local agents, and ongoing advisory services to adapt coverage as needs evolve.
Services
Auto Insurance Homeowner Insurance Farm/Ranch Insurance Business Insurance Contractors Insurance
Details
  • Year established: 1998
Highlights and features
  • We have over 30 years of combined experience in personal and commercial insurance.
  • Our team provides same-day quotes and personalized policy recommendations.
  • Clients work directly with local agents, not off-site call centers.
  • We maintain industry affiliations and designations, including PIA and NFIB memberships.
  • Our service includes ongoing coverage reviews to adapt to changing client needs.
Associations and certifications
  • Professional Insurance Agents Association
  • National Federation of Independent Business (NFIB)
What people say
Personalized advice Experienced team Same-day quotes Local knowledge Tailored solutions
Services
Auto Insurance
We provide customized auto insurance policies with discounts for safe driving records. Our coverage options protect against liability, collision, and comprehensive risks while ensuring compliance with Virginia state requirements. Clients receive personalized advice to select policies that balance protection and affordability.
Homeowner Insurance
Our homeowner insurance policies safeguard properties and personal belongings against damage, theft, and liability claims. We offer tailored coverage for primary residences, rental properties, and high-value homes while emphasizing risk assessment and policy adjustments for evolving needs.
Business Insurance
We specialize in business insurance for contractors, skilled trades, and specialty events. Our policies protect against liability, property damage, and operational risks while providing tailored solutions for industries including construction, agriculture, and special events.
Farm, Ranch and Equine Insurance
Our farm and ranch insurance covers property, livestock, and liability risks for agricultural operations and equine facilities. Policies address unique needs such as equipment protection, animal mortality, and event-related coverage for horse shows and competitions.
Weddings and Special Events Insurance
We offer event insurance to protect weddings and special occasions against cancellations, liability claims, and weather-related disruptions. Coverage includes venue damage, vendor defaults, and guest injuries while providing peace of mind for planners and hosts.
People
Cole Tucker
President
Cole Tucker founded Tucker-Franklin Insurance Group in 1998 after working with Virginia Farm Bureau. He holds industry designations including CIC, CRM, and LUTCF and serves on multiple insurance association boards.
Sabrina Madison
Account Manager / Licensed P&C Agent
Sabrina Madison, a Hanover County native, has three years of insurance experience and specializes in personal and commercial policy management while volunteering at local community organizations.
Questions
What types of insurance do you offer?
We provide auto, homeowner, farm/ranch, business, and specialty event insurance policies for individuals and businesses in Mechanicsville, VA.
Can I get a same-day insurance quote?
Yes, we offer same-day quotes for all our insurance products when requested through our website or by calling (804) 559-9178.
How do I file an insurance claim?
Contact your insurance carrier directly using the claim numbers provided on our website or call us at (804) 559-9178 for assistance.
Are your agents licensed locally?
Yes, our team includes licensed local agents who understand Virginia insurance regulations and community-specific risks.
Do you offer coverage for specialty events?
Yes, we provide insurance for weddings and special events, including liability and cancellation coverage.
Reviews (2)
Teresa Marie Silverman Schmidt
May 05, 2020 Report
I'm power wheelchair bound and there is no way to get into the building. In addition, the signage for the office is barely visible and parking space are not well marked.
Matt Pellmann
Dec 13, 2019 Report
The ONLY place I've been able to find for builders risk insurance to rebuild a crummy old house in Caroline/Hanover Co area