Business Details
50+ Years
experience
Virginia Property Insurance Solutions
Established in 1968, our organization has dedicated decades to ensuring stability in Virginia's property insurance market. We specialize in providing essential dwelling and commercial property coverage to individuals and businesses unable to secure protection through traditional insurance channels. Our mission focuses on maintaining equitable risk distribution across licensed insurers while guaranteeing basic property insurance remains accessible to all qualified applicants.Through our structured programs, we serve as a critical safety net for property owners facing unique coverage challenges, operating under continuous oversight from industry regulators and stakeholders.
Services
Dwelling Insurance
Commercial Property Insurance
Policy Services
Claims Management
Risk Distribution Programs
Details
- Year established: 1968
Highlights and features
- We've provided property insurance solutions since 1968
- Specialize in coverage for properties unable to obtain standard market insurance
- Ensure equitable risk distribution across licensed insurers
- Maintain market stability through regulated operations
- Offer both dwelling and commercial property coverage options
Services
Dwelling Insurance
Our dwelling insurance program provides essential property protection for residential properties across Virginia. Designed for homeowners unable to secure coverage through traditional insurers, this program ensures basic home insurance remains accessible. We maintain strict underwriting standards while offering competitive rates determined by state regulatory guidelines.
Commercial Property Insurance
We offer commercial property insurance solutions for businesses facing challenges obtaining standard market coverage. Our program protects commercial properties against covered perils while maintaining compliance with industry regulations. Policies are structured to meet specific business needs while ensuring equitable risk distribution across participating insurers.
People
Susan M. Tinsley
General Manager
With extensive insurance industry experience, Susan leads our operations ensuring equitable risk distribution and market stability across Virginia. She oversees all program implementations.
Questions
What types of insurance does VPIA offer?
We specialize in dwelling and commercial property insurance for properties unable to obtain coverage through standard insurance markets across Virginia.
Who qualifies for coverage through VPIA?
Virginia property owners who have been unable to secure property insurance through traditional insurance providers may qualify for our specialized programs.
How does VPIA maintain market stability?
We distribute risk equitably among licensed insurers in Virginia, ensuring market stability while providing essential coverage options.
What is VPIA's role in the insurance market?
We serve as a critical safety net by providing property insurance to qualified applicants who cannot obtain coverage through voluntary market channels.
How do I apply for coverage?
Contact our office directly at (804) 591-3700 or visit our website to access application forms and speak with our insurance specialists.
Reviews (3)
Tim
Jan 20, 2022
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In my opinion VPIA is just a bunch of scammers. They quote you a price that sounds reasonable. But what they don't tell you is that by signing all their papers, you are agreeing this- ( I (we) agree to pay any additional premium that may be due as a result of an inspection and /or determination of proper rates.) I didn't know I was agreeing to this until it was too late. They stuck me for an additional $300 (so far) for "substandard conditions." Be sure you know what you're getting into. Read the fine print. After you sign you're at the mercy of Scammers.
Nicole Marschilok
Apr 26, 2021
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This company refused to help my 78 year old mother with a renter's insurance claim. When questioned they gave little detail, didn't know there own mail address and couldn't come up with a manager's name when requested. My mom's ex tenant is being charged with a felony for all the of destruction and theft to the house but this company called it "normal wear and tear". Do not trust them, especially with the elderly!
Mrs. Stacey Brown
Nov 17, 2019
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Confusing, I was told one price for year coverage, and got a bill for almost $500. More and when I tried to make the payment, website was unavailable? Tried to call and voicemail said Office was moving so no one available to speak to.
