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Your Trusted Independent Insurance Agency in Texas & Oklahoma
Terrell Insurance Service is an independent insurance agency dedicated to providing personalized insurance solutions for businesses and individuals. With a focus on Employee Benefits, Health Insurance, Medicare, and Life Insurance, we work with major insurance carriers to offer comprehensive coverage tailored to our clients' needs. Our team of experienced professionals serves clients across Texas and Oklahoma, combining local market knowledge with a commitment to helping clients make informed decisions.

We prioritize integrity, transparency, and long-term relationships, offering no-cost consultations and year-round support through virtual, phone, or in-person appointments. Our mission is to simplify the insurance process while ensuring clients receive coverage that aligns with their short- and long-term goals.
Services
Employee Benefits Medicare Planning Individual Health Insurance Long-Term Care Life Insurance Disability Insurance Employer Census ACA Resources Medicare Videos Employee Benefits Compliance
Highlights and features
  • We provide personalized insurance advice tailored to your unique needs.
  • Our team has extensive experience serving clients in Texas and Oklahoma.
  • We work with major insurance carriers to offer comprehensive coverage options.
  • No additional fees for our servicescompensated directly by carriers.
  • Year-round support through virtual, phone, or in-person consultations.
Services
Employee Benefits
We design customized employee benefit plans for small to midsize businesses, focusing on health, dental, vision, and retirement solutions. Our team works with major carriers to ensure competitive pricing and comprehensive coverage. By prioritizing your workforce's needs, we help attract and retain top talent while managing costs effectively.
Medicare Planning
Our Medicare experts guide clients through Original Medicare, Advantage Plans, Supplements, and Prescription Drug Coverage options. We provide no-cost consultations to compare plans based on individual health needs and budgets. With annual certification in Medicare products, we ensure up-to-date advice for informed decision-making.
Individual Health Insurance
We evaluate existing health insurance policies and present side-by-side comparisons of available options. Our independent status allows unbiased recommendations across multiple carriers. We specialize in ACA-compliant plans, short-term medical coverage, and gap insurance solutions tailored to personal circumstances.
Life Insurance
We offer term and permanent life insurance solutions from top-rated carriers to protect families and businesses. Our approach includes needs analysis, policy comparisons, and guidance on coverage amounts. We help clients secure financial protection for dependents, final expenses, or business continuity.
Long-Term Care
We provide long-term care insurance options to cover assisted living, home care, or nursing home expenses. Our specialists explain policy features, benefit triggers, and inflation protection riders. We help clients plan for future care needs while preserving assets.
People
Paul Terrell
Owner
Paul Terrell transitioned from teaching to insurance in 1987 to support his family, building expertise in Medicare and employee benefits. He serves Texas and Oklahoma clients with personalized advice, emphasizing integrity and transparency in insurance solutions.
Questions
How is Terrell Insurance Services compensated for its services?
We are compensated directly by the insurance carriers we represent, allowing us to offer no-cost consultations and advice to our clients.
What areas does Terrell Insurance Services serve?
We serve clients across Texas and Oklahoma, providing localized insurance solutions tailored to regional needs.
How can I schedule a consultation with Terrell Insurance Services?
You can request a no-cost consultation through our website or by calling (940) 565-5497 to discuss your insurance needs.
What types of Medicare plans do you help with?
We assist with understanding Original Medicare, Advantage Plans, Supplemental Plans, and Prescription Drug Coverage options.
What sets Terrell Insurance Services apart from other agencies?
Our focus on personalized service, no additional fees, and deep expertise in Texas and Oklahoma markets differentiate us.
Reviews (7)
Dianne Wallace
Jun 04, 2022 Report
Paul is always so helpful and honest. He is professional and friendly. He goes over and beyond expectations. I have recommended him to many others and will continue to do so. Regardless of your insurance needs you can count onPaul to help.
Jeff Parrent
May 08, 2022 Report
Paul has been extraordinary. His attention to detail and his availability for me and my employees is very much appreciated. Paul has been incredibly helpful through the entire process including filing claims. I highly recommend Paul Terrell and encourage anyone to consider him for their insurance services.
Jeff Sturrock
Feb 20, 2022 Report
Paul is knowledgeable, detail oriented and can simplify the complexity of general healthcare insurance as well as medicare. Most importantly Paul's deep underlying faith in God ensures all of his actions are of the highest integrity. I would highly recommend Paul for any of your insurance needs.
Cindy Paxton
Feb 12, 2022 Report
My husband and I called Paul when we found out our Cobra coverage was coming to an end. Paul helped us so much by explaining our insurance options. We were able to see many plan options on our laptop during our call, which made it much easier to understand all the details of each one. Paul is very knowledgeable about all types of insurance, including marketplace policies and Medicare. He even helped us find affordable dental insurance.
Dean Hufstedler
Feb 07, 2022 Report
Paul helped my wife and I navigate through the many and oft confusing options when we were applying for Medicare coverage for my wife. He is prompt and explains details and options clearly. He saved us a lot of time and money. I recommend him highly and without reservation.
Jdm Lifestyle
Feb 06, 2022 Report
I have used Terrell insurance now for my 5th year in a row. My wife and I were previously uninsured due to high costs and a general lack of understanding on how to get a good plan at a decent rate. Paul Terrell helped us find plans that fit our medical needs and budget. He made sure that we got our tax credit and that it was applied to keep the cost as low as possible. Every year we re-evaluate what plans are available and he makes sure we always get to keep our doctors and he finds the best plan for what we need. I highly recommend Terrell insurance for your health insurance needs.
Anna Kraft
Feb 06, 2022 Report
Besides being very good at his job and helping me find exactly what I need when it comes to my insurance. Paul Terrell has gone above and beyond to help me on multiple occasions by helping me with some very last minute changes and requests. He has always responds to my messages very quickly and explains everything to me (bc I have no idea what I'm doing when it comes to insurance). I 10/10 recommend! He's the best.