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There are many facets to Senior Benefits. This site deals primarily with Long Term Care planning. Medicare does not cover Long Term Care (hereafter called LTC) and most people don't have LTC coverage so LTC is the most gigantic expense many seniors will face. And it's not a pretty face. What are your odds on needing LTC? About 70% of those over age 65 will need some type of LTC services during their lifetime. And over 40% happens in a nursing home. That is a whole lotta odds. A 95 year-old joked that the "Golden Years" have a lot of lead.
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