Business Details
We have been a dedicated insurance provider since beginning operations in Tulsa, Oklahoma in 1989, bringing more than three decades of specialized experience to the voluntary benefits industry. Our company was founded to address a specific need for quality life insurance among employees of the QuikTrip Corporation, and we adopted that renowned commitment to exceptional customer service as our own guiding principle. Over the years, we have developed deep expertise in voluntary worksite benefits, serving clients across 15 states in the South and Midwest with a comprehensive suite of products. Our flagship Lifestyle product pioneered the combination of term life insurance with a critical illness benefit, establishing our reputation as a leading provider in our markets. We have strategically expanded our offerings to include group term life, group accident, and short-term disability coverage, allowing us to meet the evolving needs of employers and their workforces.
Our professional standards are reflected in our partnerships with over 1,100 brokers and over 3,000 workplace groups nationwide. Following our May 2025 acquisition by Truss Peak, we have gained additional capital investment, actuarial expertise, and operational resources while our experienced management team remains in place. We are committed to maintaining our focus on premier customer service, continued state expansion, and innovative product development. Our mission is to make fanatical fans of our company through world-class service and fairly priced insurance products. We approach every client relationship with integrity, care, and hard work, ensuring that policyholders, employer groups, and agents all benefit from our dedication. We look to the future with a steadfast commitment to financial stability, policyholder trust, and continued growth.
Our professional standards are reflected in our partnerships with over 1,100 brokers and over 3,000 workplace groups nationwide. Following our May 2025 acquisition by Truss Peak, we have gained additional capital investment, actuarial expertise, and operational resources while our experienced management team remains in place. We are committed to maintaining our focus on premier customer service, continued state expansion, and innovative product development. Our mission is to make fanatical fans of our company through world-class service and fairly priced insurance products. We approach every client relationship with integrity, care, and hard work, ensuring that policyholders, employer groups, and agents all benefit from our dedication. We look to the future with a steadfast commitment to financial stability, policyholder trust, and continued growth.
Highlights and features
- We have provided voluntary insurance expertise since 1989.
- Our products serve over 3,000 workplace groups nationwide.
- We partner with more than 1,100 trusted brokers.
- Our policies are available in 15 states across the South and Midwest.
- We offer multi-year rate guarantees on group term life.
- We maintain financial stability with backing from Truss Peak.
Services
Term Life Insurance to Age 100
Our flagship Lifestyle product provides lasting term life insurance coverage to age 100, originally designed to meet the needs of quality-focused employers. This pioneering plan includes a critical illness benefit, offering policyholders valuable financial protection. It delivers peace of mind and long-term security for individuals and their families throughout their lifetime.
Group Term Life
Our Group Term Life Insurance delivers competitive rates with small group access and multi-year rate guarantees tailored to employer demographics. This product is available when offered alongside Term to Age 100, Short-Term Disability, or Group Accident coverage. Employers receive a comprehensive proposal based on their specific group demographics to ensure appropriate coverage.
Group Accident
Our Group Accident Only Insurance provides 24-hour or Off-The-Job coverage with affordable premiums designed for employee security. This plan ensures that employees receive financial support when unexpected accidents occur outside the workplace. Employers can offer this valuable benefit to safeguard their workforce against unforeseen incidents.
Voluntary Short-Term Disability
Our Wage Protector Voluntary Short-Term Disability provides a weekly benefit for non-work related accidents or illnesses affecting eligible employees. Coverage is designed for individuals not currently collecting disability benefits who work at least twenty hours per week for the employer. This product helps employees maintain financial stability during recovery periods.