Blue Cross And Blue Shield Of Oklahoma

Our Medicare Advantage plans combine hospital, medical, and prescription drug coverage into one comprehensive plan. These plans offer additional benefits like wellness programs, dental, and vision care. Members gain access to a nationwide network of providers while enjoying cost-saving features such as premium reductions and flexible spending cards.

Medicare Supplement plans help cover out-of-pocket costs not paid by Original Medicare, including copays, coinsurance, and deductibles. Available plans offer varying levels of coverage to suit individual needs. These policies work alongside your existing Medicare benefits to provide financial predictability and broader protection.

We offer individual and family health insurance plans with Gold, Silver, and Bronze tier options to match different budget and coverage needs. These plans include essential health benefits and preventive care services. Members benefit from flexible provider choices and access to cost-saving tools like prescription drug discounts.

Our employer-sponsored health plans provide comprehensive coverage options for businesses of all sizes. Plans include customizable features to meet diverse workforce needs while maintaining cost control for employers. We offer administrative support, wellness programs, and network access to help businesses attract and retain talent.

Stand-alone Prescription Drug Plans (PDP) and integrated pharmacy coverage options help reduce medication costs for Medicare beneficiaries. Our formularies include common maintenance drugs with tiered pricing structures. Members gain access to thousands of retail pharmacies and home delivery services for convenient medication management.

We offer Medicare Advantage plans, Prescription Drug Plans, and Medicare Supplement Insurance to meet diverse healthcare needs.

Use our online provider directory or contact customer service to locate network doctors, hospitals, and specialists near you.

Open Enrollment runs November 1-December 15 annually, with special enrollment options available for qualifying life events.

Yes, we provide standalone dental and vision plans for individuals and families in addition to bundled coverage options.

Employers can contact our group benefits specialists or visit the dedicated employer portal for plan details and administration tools.

We provide 24/7 customer service, online account management, mobile apps, and local agent assistance for personalized support.

Cant even get ahold of anyone on the phone in the Credit Union. Guess I have to drive there to get help.

I wish I could give this no stars. BCBS is the absolute worst to work with. First, not being able to speak to a real person is just terrible. I'm sure it's so they can save more money on not paying claims. Second, they constantly disconnect you. Step it up BCBS! Be like United, Aetna and Cigna. They are actually helpful and a pleasure to deal with.

I had a non-work related back injury that required 36 visits to a chiropractor. BlueCross only covered a handful of visits and stuck me with several thousands of dollars in bills. The chiropractor was very upfront about this even before the first session. I tried to talk to my HR, but was just referred to a BlueCross representative that was actually on site. I was told by them they could do nothing. Afterwards, I had several phone calls with BlueCross.

I was trying to see if maybe they could extend my mere 12 chiropractor visits a year with the 24 physical therapy I had. Or if there was any kind of options to extend the 12. Regardless, no one would do anything for me. This was months ago. Towards the last quarter of last year, a BlueCross representative had me call them to ask me a few questions. At first, I thought they actually reviewed the situation and were going to do the right thing. But as it turns out, they were actually trying to find out if I had any plans of hiring an attorney. They were concerned that I was suing. Really puts into perspective where their priority lies.

Critical: Professionalism, Quality, Responsiveness, Value If I could rate less than 1 star I would. They never answer questions, they hang up as soon as you're transferred, and literally go out of the way to be in helpful. Way more expensive than other plans and they literally had us pay for everything out of pocket. I will never recommend this product and I will never use this again.

BCBSOK maintains members because of the broad network or doctors. Then they don't care about the members that pay the premiums, they have a system of transferring customers around until you've wasted so much or used us your lunch break. I've had to choose which days I could take my meds and what I can eat based on if they want to cover my medications. When they want money from you, it's due a week ago.

When you need something from them, they need 60 days and their mailed notifications take over a week to arrive, often leaving you 7-10 business days to respond. Don't use them if you do not have a job that allows you to make 2 hour phone calls without interruption so you want may speak to 6 people to *possibly* have your issue resolved. Do yourself a favor and go with another company, or just go lie in a ditch and you'll still be better off.