Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Founded in 1922, Rich & Cartmill Insurance & Bonds has built a legacy of providing innovative insurance solutions to businesses and individuals across the United States. Our team of over 60 independent agents specializes in crafting personalized protection plans tailored to the unique needs of each client, ensuring comprehensive coverage at the most affordable cost. With deep expertise in commercial and personal insurance, we serve diverse industries including auto dealerships, nonprofit organizations, healthcare, and senior living. Our commitment to exceptional customer service is reflected in our long-standing relationships with clients and our active involvement in community initiatives through RC Cares.Headquartered in Tulsa, Oklahoma, with offices in Missouri and Kansas, we combine local market knowledge with national resources to deliver trusted insurance solutions. Our agents hold industry-recognized certifications such as CIC, CPCU, and CLCS, demonstrating our dedication to professional excellence. We prioritize transparency, ethical practices, and continuous support, ensuring clients receive strategic protection against liability, property damage, and emerging risks like cyber threats. By maintaining partnerships with leading insurers and focusing on risk management, we empower clients to navigate uncertainties with confidence while staying focused on their core missions.
Services
Commercial Auto
Professional Liability
Cyber Liability
Workers Compensation
Commercial Property
General Liability
Product Liability
Risk Management
Employee Benefits
Directors & Officers Insurance
Details
- Year established: 1922
Highlights and features
- We have over 90 years of experience in insurance solutions
- Our team consists of certified insurance professionals with CIC, CPCU, and CLCS designations
- We offer personalized insurance programs tailored to specific industry needs
- We provide 24/7 customer support for claims assistance
- Our company is part of Trusted Choice network for quality assurance
Associations and certifications
- Trusted Choice
Services
Commercial Auto Insurance
Our commercial auto insurance protects business vehicles against accidents, theft, and damage while covering liability for employee drivers. We customize policies for trucks, service vans, and company fleets across Oklahoma, Missouri, and Kansas. With flexible options for property damage and liability coverage, our solutions ensure business continuity during unexpected incidents involving work vehicles.
Cyber Liability Insurance
Cyber liability insurance safeguards businesses against data breaches, hacking attempts, and other digital threats. We offer tailored policies covering financial losses from cyber attacks, legal expenses, and notification costs for affected customers. Our experts help Oklahoma City and Tulsa businesses implement risk management strategies to protect sensitive data and maintain regulatory compliance in today's evolving threat landscape.
Workers Compensation
Our workers compensation policies provide essential protection for businesses against workplace injury claims. Covering medical expenses, rehabilitation costs, and lost wages, these policies comply with state regulations while protecting both employers and employees. We serve construction firms, healthcare providers, and manufacturing companies across Missouri, Kansas, and Oklahoma with customized risk management solutions.
Professional Liability
Professional liability insurance protects service providers against claims of negligence or inadequate work. We offer coverage for legal defense costs, settlements, and judgments arising from professional mistakes. Our policies benefit consultants, healthcare professionals, and nonprofit organizations in Tulsa and surrounding areas with specialized protection tailored to their specific industry requirements.
Commercial Property
Commercial property insurance covers physical business assets including buildings, equipment, and inventory against fire, theft, and natural disasters. We provide comprehensive protection for owned or leased properties with options for business interruption coverage. Our Oklahoma-based agency helps clients across multiple states secure policies that protect their physical assets and ensure operational continuity during unexpected events.
People
Aaron Woolsey
Insurance Agent
With over 15 years in insurance, Aaron specializes in commercial risk management and holds the CWCA and CIC certifications. He serves Oklahoma clients from our Tulsa office.
Dwight Pilgrim
Certified Insurance Counselor
A CPA and CGMA professional, Dwight brings financial expertise to insurance planning with 20+ years helping businesses optimize risk management strategies in Oklahoma.
John Harper
Senior Account Executive
Holding CPCU, CIC, and CRM designations, John specializes in complex insurance solutions for large businesses with 25 years serving Tulsa's commercial sector.
Nick Karlovich
Commercial Lines Specialist
Nick focuses on construction and energy industry insurance with CLCS and CIC certifications, providing tailored protection plans for Oklahoma businesses since 2008.
Vaughn Graham
Vice President
As a senior leader with AFSB and CIC credentials, Vaughn oversees strategic operations and maintains key client relationships across our three-state service area.
Questions
What types of insurance do you offer?
We provide commercial auto, cyber liability, professional liability, workers compensation, and personal insurance solutions for diverse industries.
Do you specialize in any specific industries?
Yes, we specialize in coverage for auto dealerships, nonprofit organizations, healthcare providers, senior living facilities, and technology companies.
Are your agents certified professionals?
Our team includes agents with CIC, CPCU, CLCS, and other industry-recognized certifications ensuring expert guidance.
Do you offer risk management services?
Yes, we provide comprehensive risk management solutions to help businesses identify and mitigate potential threats.
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Reviews (3)
Darlene Parcell
Mar 16, 2020
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Handicap entry is terrible. Has a ramp but then you have to struggle with opening the door because there's no automatic door.
Jordan Tatum
Dec 18, 2019
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Thad Leonard, a Rich & Cartmill agent, called my business for information. We directed him to the correct department to acquire the information he was seeking numerous times. He was very unhappy with this, threatened us, and now has called our office non-stop over 30 times harassing us after we have asked him to stop. Ridiculous and unprofessional. This man has scared our office assistant and seems unstable and dangerous.
Mike Crowl
Feb 28, 2018
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Dixie is simply the greatest agent assistant ever! Mike Cole is top notch agent for business related insurance.
