Business Details
50+ Years
experience
Your Trusted Insurance Partner Since 1969
At Calgard Associates, we are committed to delivering tailored insurance solutions that align with the unique needs of our clients. Established in 1969, our agency has expanded to serve clients across the United States while maintaining a strong presence in California through four dedicated offices. Our philosophy centers on service, integrity, and professionalism, ensuring that every client receives personalized attention and expert guidance. By partnering with top providers like Mercury, Safeco, and Travelers, we offer comprehensive coverage options for personal, business, and employee benefits needs.We prioritize understanding the evolving risks our clients face, from property damage to liability exposures, and design strategies to safeguard their financial future. Our team of licensed advisors takes pride in demystifying insurance complexities, helping clients navigate policies, and advocating for their best interests during claims. With decades of experience, we remain steadfast in our mission to protect what matters most to our clients while fostering long-term relationships built on trust and reliability.
Services
Auto Insurance
Home Insurance
Business Insurance
Group Health Plans
Workers Compensation
Umbrella Policies
Condo Insurance
Commercial Property
Critical Illness Coverage
Flood Insurance
Details
- Year established: 1969
Highlights and features
- We offer over 50 years of experience in customized insurance planning.
- Our independent agency status provides access to top-tier carriers.
- Dedicated team guides clients through complex coverage decisions.
- California-based with nationwide service capabilities.
- Client-centric approach prioritizes long-term financial protection.
What people say
Excellent service
Knowledgeable employees
Timely responses
Lifelong insurance agent
No dumb questions
Services
Auto Insurance
Protect your vehicle with comprehensive coverage options including liability, collision, and uninsured motorist protection. Our policies ensure financial security against accidents, theft, and property damage while meeting state minimum requirements and offering customizable add-ons for enhanced protection.
Home Insurance
Safeguard your home with policies covering structural damage, personal belongings, and liability claims. We provide replacement cost coverage for rebuilding, personal property protection against perils like fire or vandalism, and additional living expenses during home repairs.
Business Insurance
Mitigate operational risks with tailored solutions including general liability, business property insurance, and business owners policies. Our offerings protect against property damage, customer injuries, and income loss during business interruptions while meeting regulatory requirements for California businesses.
Workers Compensation
Ensure workplace safety compliance with policies covering medical expenses and lost wages for work-related injuries. We help businesses navigate California's workers' compensation requirements and provide support during claims processing to minimize operational disruptions.
Umbrella Insurance
Expand personal and business liability protection beyond standard policy limits. Our umbrella policies cover legal defense costs and damages from lawsuits exceeding underlying policy thresholds, safeguarding assets against catastrophic claims like severe accidents or defamation lawsuits.
Questions
What insurance products does Calgard Associates offer?
We provide personal insurance (auto, home, umbrella), business insurance (workers' comp, commercial property), and employee benefits (health, dental, vision) across all industries.
Why use an independent insurance agency?
Independent agencies like ours offer access to multiple carriers, unbiased advice, and customized solutions that align with your specific risk profile.
Do you serve clients outside California?
While we have California offices in San Dimas, Los Alamitos, and Monrovia, we serve clients nationwide through our virtual platform and network.
What business insurance types do you specialize in?
We focus on general liability, commercial property, business owners policies, workers' compensation, and industry-specific coverage for contractors and restaurants.
How do I file a claim with Calgard Associates?
Clients can initiate claims through our Service Center portal, by phone at 909-305-0177, or via our website's 'Report a Claim' form for urgent situations.
Can you help with flood or umbrella insurance?
Yes, we offer flood insurance through the National Flood Insurance Program and excess liability coverage through major umbrella policy providers.
Reviews (1)
Phillip Cecil
Oct 08, 2020
Report
Every person I have dealt with here has been amazing! Mike Scoot is my agent and he is beyond amazing. Mike is not pushy with his sales, makes sure you understand before doing anything and truly cares about you and your family! Mike will be my life long insurance agent I have no doubt about that! Thank you Mike for always being there for me and making my dumb questions not feel so dumb! If you have a choice, pick Mike Scott!
