Business Details
21 Years
experience
Your Trusted Medicare and Insurance Partner in Riverside, CA
HRBC Insurance has been serving the community since 2005 with a commitment to teamwork, professionalism, and client-centered service. Our team of licensed agents provides unbiased education on Medicare and insurance options, prioritizing personalized solutions over commissions. Guided by ten core valuesincluding integrity, excellence, and compassionwe focus on building trust through transparent communication and tailored guidance.Our expertise spans Medicare Advantage, Supplement plans, group insurance, and individual coverage, with a dedication to ongoing education about evolving regulations. We pride ourselves on community involvement, supporting local nonprofits and advocating for clients' best interests beyond financial incentives.
Services
Medicare Insurance
Group Health Plans
Life Insurance
Dental Insurance
Private Insurance
Details
- Year established: 2005
Highlights and features
- We offer 15+ years of Medicare insurance expertise.
- Our agents receive 150+ hours of specialized training.
- We prioritize unbiased education over sales incentives.
- We maintain active community involvement through charitable partnerships.
- Our service includes personalized plan comparisons across 24 local products.
Services
Medicare Insurance
We provide comprehensive Medicare insurance solutions including Advantage, Supplement, and Prescription Drug Plans. Our licensed agents help clients compare options across 24 local products to find cost-effective coverage. With expertise in enrollment processes and plan comparisons, we ensure clients understand benefits, penalties, and coordination with existing employer coverage.
Group Health Plans
Our group health insurance services cater to small and large businesses seeking affordable employee coverage. We offer guidance on EPO, HMO, POS, and PPO plans with access to negotiated provider networks. Services include plan comparisons, cost analysis, and assistance with compliance requirements for companies employing 50+ staff.
Life Insurance
We help clients select life insurance policies that provide financial security for loved ones. Our solutions focus on long-term protection strategies and estate planning considerations. Agents offer personalized guidance to match coverage with individual financial goals and family needs.
Dental Insurance
Our dental insurance solutions emphasize preventive care and cost-effective coverage for routine procedures. We assist clients in selecting plans that balance premium costs with comprehensive benefits for exams, cleanings, and major dental work.
Private Insurance
We offer private insurance options through Covered California and standalone plans. Services include needs assessment, budget analysis, and plan selection for health, dental, and life insurance. Our agents provide personalized guidance to meet individual and family healthcare requirements.
Questions
What Medicare plan types do you help with?
We assist with Medicare Advantage, Supplement (Medigap), Prescription Drug Plans, and coordination with employer coverage. Our agents explain differences between HMO, PPO, and other network structures.
Do you offer group insurance for small businesses?
Yes, we provide group health insurance solutions for businesses of all sizes, including plan comparisons, cost analysis, and compliance guidance for companies with 50+ employees.
How do you help clients choose insurance?
Our licensed agents provide personalized consultations to understand your needs, budget, and coverage requirements before recommending specific plans across multiple providers.
Are your services free?
Our insurance consultation services are free to clients as we receive compensation from insurance carriers when clients enroll in plans.
Do you serve areas outside Riverside?
We operate in multiple California locations including Orange County, Fontana, and Fresno with both in-person and remote consultation options.
What community initiatives do you support?
We actively support local nonprofits like Alzheimer's Association, American Cancer Society, and Janet Goeske Senior Center through volunteer work and charitable donations.
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Reviews (4)
Maria G.
Apr 22, 2020
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Karina Romero gives exceptional service to her customers. Karina went above and beyond to ensure our needs are being met. Karina was very patient throughout the whole process and ensured that we were completely satisfied, which we were. I would definitely recommend everyone to this business.
Jayne Grint
Nov 20, 2018
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Antonio and Gio are so knowledgeable! They helped me sign up for Medicare and explained all the best options for me. They are professional and very kind. I highly recommend HRBC insurance!
Steve K.
Jul 18, 2018
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We had an appointment with 3 three separate confirmations. No show. No call. Called his office rep who confirmed we were on their calendar and even texted him. No call. No show. 'Nuff said.
Johnathon W.
Apr 12, 2018
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Been here quite a few times now and every time someone is always there willing to help me out or point me in the right direction. Definitely a PLUS having this place as local as it is.
