Business Details
50+ Years
experience
Trusted Business Insurance Solutions for High-Risk Industries
Founded in 1934, we have dedicated ourselves to providing specialized insurance solutions for high-risk businesses. Our expertise lies in understanding the unique needs of industries such as woodworking, agribusiness, manufacturing, and commercial property. Headquartered in Lima, Ohio, we serve clients across Ohio, Indiana, and southern Michigan. Through sound underwriting practices and a robust reinsurance program, we maintain stable pricing and financial strength, as recognized by A.M.Best Company. Our team combines decades of experience with a commitment to personalized service, ensuring businesses receive tailored coverage that addresses their specific risks. We prioritize transparency, reliability, and long-term partnerships, helping clients navigate complex insurance challenges with confidence.
Services
Woodworking Insurance
Agribusiness Insurance
Manufacturing Insurance
Commercial Property Insurance
Equipment Breakdown Coverage
Details
- Year established: 1934
Highlights and features
- We offer 80+ years of experience insuring high-risk industries.
- Our team specializes in tailored coverage for unique business exposures.
- We maintain stable, consistent pricing through conservative financial practices.
- Our strong reinsurance program protects against catastrophic losses.
- We serve Ohio, Indiana, and southern Michigan with local expertise.
Associations and certifications
- A.M. Best Company
Services
Woodworking Insurance
Our Woodworking Insurance protects businesses like cabinet shops, lumber yards, and furniture manufacturers. Coverage includes equipment breakdown, business income protection, and on-site pollutant cleanup. Policies are tailored to address risks specific to woodworking operations, ensuring financial security during unexpected disruptions.
Agribusiness Insurance
Agribusiness Insurance covers grain elevators, feed mills, and fertilizer dealers. It includes property protection, pollutant cleanup, and business income coverage. Policies address unique agricultural risks, helping businesses maintain continuity despite property damage or operational interruptions.
Manufacturing Insurance
Manufacturing Insurance safeguards plastics processors, machine shops, and production facilities. Coverage includes equipment breakdown, debris removal, and property protection. Policies are designed to minimize financial losses from machine downtime, storage risks, and liability exposures common in manufacturing.
Commercial Property Insurance
Commercial Property Insurance protects hazardous or hard-to-insure properties like automotive shops, golf courses, and nurseries. It includes extended protections for fire department charges, computer fraud, and outdoor property damage, ensuring comprehensive asset security.
Equipment Breakdown Coverage
Equipment Breakdown Coverage addresses losses from mechanical, electrical, or pressure equipment failures. This endorsement covers repair costs and income loss during downtime, critical for businesses relying on specialized machinery for daily operations.
People
Scott Boulis
Chairman of the Board
Scott Boulis has served as Chairman of the Board since 1989. With deep roots in Bryan, Ohio, he brings decades of leadership experience in mutual insurance governance and strategic decision-making.
Alvin King
Vice Chairman
Alvin King, Vice Chairman since 1992, contributes extensive knowledge of agribusiness risks. Based in West Liberty, Ohio, he ensures board decisions align with the needs of rural and high-risk policyholders.
Brent Helmke
President and Secretary
Brent Helmke, President and Secretary since 1996, oversees daily operations and policy administration. His expertise in insurance compliance and customer service strengthens Affinity Mutual's commitment to policyholder satisfaction.
Matt Warnecke
Assistant Treasurer
Matt Warnecke, Assistant Treasurer since 2018, manages accounting and financial reporting. His background in risk assessment supports the company's financial stability and transparent fiscal practices.
Zach Erhart
Claims and Loss Control Manager
Zach Erhart, Claims and Loss Control Manager since 2019, specializes in risk mitigation and claims resolution. His focus on loss prevention helps policyholders reduce incidents and maintain operational continuity.
Questions
What types of businesses does Affinity Mutual insure?
We specialize in high-risk industries including woodworking, agribusiness, manufacturing, and commercial property businesses across Ohio, Indiana, and southern Michigan.
What coverage options are available?
Our policies include equipment breakdown, business income protection, pollutant cleanup, property coverage, and extended protections tailored to specific industry needs.
How can I find an agent?
Visit our website or call 1-800-686-4591 to connect with an independent agent experienced in high-risk business insurance.
How does Affinity Mutual ensure financial stability?
We maintain conservative financial practices, stable pricing, and a strong reinsurance program rated by A.M. Best Company for reliability.
Can I make payments online?
Yes, use our secure online portal to make payments conveniently at any time.
