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Your Trusted Independent Insurance Agency in Windsor, CA
PolicyNow Insurance Services is an independent insurance agency headquartered in Windsor, California, serving clients across California and Nevada. Our team of experienced professionals specializes in providing tailored insurance solutions for homeowners, renters, auto owners, and specialty properties. With decades of combined industry expertise, we partner with top-rated A-rated insurance carriers to deliver personalized coverage options that meet diverse client needs. Our commitment to exceptional customer service ensures clients receive comprehensive guidance through every stage of the insurance process, from policy selection to claims assistance.

We prioritize transparency in our operations, offering competitive pricing while maintaining the highest standards of professionalism and ethical conduct. Our local presence combined with broad market access enables us to serve both individual and business clients with equal dedication and expertise.
Services
Home Insurance Auto Insurance Renters Insurance Condo Insurance Landlord Insurance Flood Insurance Umbrella Insurance Earthquake Insurance Mobile Home Insurance Second Home Insurance
Highlights and features
  • We offer 25+ years of combined experience in the insurance industry
  • Our team works with multiple A-rated insurance carriers for comprehensive options
  • We provide personalized insurance solutions tailored to individual client needs
  • We maintain transparent operations with competitive pricing structures
  • Our local expertise serves both California and Nevada markets effectively
Services
Home Insurance
We provide comprehensive homeowners insurance solutions for various property types including single-family homes, condominiums, and multi-family dwellings. Our policies protect against common risks like fire, theft, and natural disasters while offering customizable coverage options. Our experienced agents help clients understand policy details and select appropriate coverage limits based on their specific needs.
Auto Insurance
Our auto insurance services offer protection for personal and commercial vehicles with coverage options for liability, collision, and comprehensive damages. We work with multiple carriers to find competitive rates while maintaining quality coverage. Our team assists clients in understanding policy terms and selecting appropriate coverage levels based on their driving habits and vehicle value.
Renters Insurance
We offer renters insurance policies that protect personal belongings against theft, fire, and other covered perils. Our policies include liability protection and additional living expenses coverage when applicable. Our agents help tenants understand policy limitations and select appropriate coverage amounts based on their possessions and living situation.
Flood Insurance
We provide specialized flood insurance policies that cover water damage from natural flooding events not included in standard homeowners policies. Our agents assess clients' flood risk based on property location and help determine appropriate coverage needs. We work with qualified insurers to offer competitive flood protection options for both residential and commercial properties.
Earthquake Insurance
Our earthquake insurance solutions provide protection against damage from seismic activity not covered by standard policies. We help clients evaluate their risk level based on property location and geological factors. Our team works with specialized insurers to offer comprehensive earthquake coverage options that can be bundled with existing insurance policies.
Questions
What types of insurance do you offer?
We offer home, auto, renters, condo, landlord, flood, umbrella, earthquake, mobile home, and second home insurance policies.
Do you serve areas outside California?
Yes, we also provide insurance services to clients in Nevada through our licensed operations.
How can I get a quote?
You can request a quote online through our website, call us directly at 800-422-1251, or visit our Windsor office.
What makes you different from other agencies?
We combine local expertise with access to multiple A-rated carriers, offering personalized service and competitive pricing options.
Are your agents experienced?
Our insurance professionals have minimum 25 years of combined industry experience and provide expert guidance to all clients.
Can you help with policy changes?
Yes, we assist with policy modifications including adding/removing vehicles, updating coverage limits, and changing personal information.