Business Details
Your Trusted Insurance Partner in Cayce, SC
LifeTime Insurance Agency is a full-service independent brokerage serving North and South Carolina. We prioritize client needs over insurance company interests, offering personalized insurance solutions tailored to individual circumstances. Our team of experienced brokers brings decades of combined expertise in health, life, long-term care, income protection, and Medicare insurance. We provide unbiased guidance from multiple carriers, ensuring informed decision-making without charging clients for our services. Founded on principles of independence and client advocacy, we serve individuals and businesses across the Carolinas with transparent, needs-based insurance solutions. 
Services
Health Insurance
Life Insurance
Medicare Plans
Long-term Care Insurance
Income Protection Insurance
Highlights and features
- We offer unbiased insurance options from multiple carriers
- Our brokers have decades of combined insurance industry experience
- We provide personalized service with no client fees
- We specialize in complex insurance categories like long-term care
- Our team maintains continuous industry education and certifications
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and small businesses. Our services include navigating healthcare.gov exchanges, evaluating premium assistance eligibility, and comparing group health plans. Our experienced brokers help clients understand policy details, network coverage, and cost-sharing arrangements to find optimal medical protection.
Life Insurance
Our life insurance services offer financial protection for families and businesses. We provide term life and cash value policies that address income replacement, estate planning, and business continuity needs. Our independent status allows comparison shopping across multiple carriers to find policies matching clients' specific financial goals and coverage requirements.
Medicare Plans
We specialize in Medicare supplement and prescription drug plans for retirees. Our experts help clients evaluate Medigap policies, compare Advantage plan options, and understand prescription coverage networks. We provide ongoing support to ensure clients maintain appropriate coverage as their healthcare needs evolve during retirement.
Long-term Care Insurance
Our long-term care insurance solutions help clients plan for future care needs. We offer policies covering in-home care, assisted living, and skilled nursing facilities. Our specialists create customized plans considering clients' family situations, financial resources, and preferred care settings to ensure comprehensive senior care protection.
Income Protection Insurance
We provide disability insurance solutions protecting clients' earning capacity. Our offerings include individual long-term disability policies and group short-term disability plans for businesses. We help clients understand benefit periods, elimination periods, and coverage limitations to ensure financial security during unexpected work interruptions.
People
Aubrey Fitzloff
Owner
Owner with over a decade of insurance experience specializing in health and Medicare plans. University of South Carolina graduate focused on client advocacy and carrier research.
Joshua Busbey
Agent/Broker
Licensed broker with business administration degree and decade of legal industry experience. Specializes in health and life insurance solutions for Columbia area residents.
Carol Willard
Agent/Broker
14-year insurance veteran specializing in Medicare plans. Focuses on personalized service ensuring prescription coverage and provider network alignment for clients.
Alexis Burkett
Agent/Broker
Clemson University graduate with business analytics background. Specializes in health and life insurance solutions with focus on client education and relationship building.
Questions
What insurance services do you offer?
We provide health, life, Medicare, long-term care, and income protection disability insurance for individuals and businesses across North and South Carolina.
Are you an independent insurance agency?
Yes, we're an independent brokerage representing multiple carriers to provide unbiased insurance options that best meet clients' needs.
Do you serve business clients?
We offer group health insurance and business insurance solutions for small employers in the Carolinas.
Is there a fee for your insurance services?
No, our insurance brokerage services are provided at no cost to clients through carrier commissions.
How do you help with Medicare plans?
Our specialists assist with Medicare supplement plans, prescription drug coverage, and Advantage plan options from multiple providers.
Reviews (1)
Cristina Segarra
Dec 15, 2020
Report
Aubrey helped me with all the information I needed to make an informed decision that worked best for my business. Very professional, prompt and most of all honest! I highly recommend this company for your insurance needs.
