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Business Details
42 Years
experience
Your Trusted Independent Insurance Agency in North Carolina
Since 1984, AllCare Insurance Services has prioritized quality insurance coverage and superior customer service across North Carolina. As an independently owned agency, we partner with multiple carriers to secure competitive pricing and tailored coverage options for auto, home, life, business, and specialty insurance needs. Our team emphasizes community engagement and advocacy, ensuring clients receive personalized support during every interaction.

By maintaining local offices in seven key locations, we combine decades of industry expertise with a commitment to simplifying insurance comparison and cost-saving. Clients benefit from our agency's flexibility to serve as their advocate, offering free no-obligation quotes and licensed services in both North and South Carolina.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Jewelry Insurance Flood Insurance Commercial Property Insurance Workers Compensation Insurance
Details
  • Year established: 1984
Highlights and features
  • We've served North Carolina communities since 1984 with insurance expertise.
  • Our independence allows comparison shopping across multiple top-rated carriers.
  • 7 strategically located offices provide local accessibility across the state.
  • Licensed to serve clients in both North and South Carolina.
  • Free, no-obligation quotes with personalized policy recommendations.
Services
Auto Insurance
Auto insurance from AllCare Insurance Services provides liability protection and optional coverages tailored to individual driving needs. Our policies safeguard against accidents, theft, and weather-related damages while offering competitive rates. Clients benefit from personalized policy customization and state-required coverage compliance.
Home Insurance
Home insurance solutions protect residential properties against disasters, liability claims, and personal property losses. We offer customized coverage options for standard homeowners, renters, condos, and specialized properties. Our agents ensure adequate protection while maintaining cost-efficiency through carrier comparisons.
Business Insurance
Business insurance packages protect commercial operations through property, liability, workers' compensation, and surety bond coverages. Tailored policies address specific industry risks while providing comprehensive financial protection. Our independent approach secures competitive pricing across multiple carriers for optimal value.
Life Insurance
Life insurance policies deliver financial security for beneficiaries through term and permanent coverage options. We help clients determine appropriate coverage amounts and policy structures to protect families' financial futures. Our comparative shopping approach ensures competitive premium rates.
Jewelry Insurance
Jewelry insurance provides specialized protection for valuable personal items beyond standard policy coverage. Our policies cover loss, damage, or theft with valuation flexibility. We partner with specialty carriers to ensure comprehensive protection for high-value personal assets.
Questions
What insurance services do you offer?
We provide auto, home, life, business, flood, jewelry, and specialty insurance policies tailored to individual and commercial needs across North Carolina.
How can I get a free insurance quote?
Submit an online request through our website or call us directly at 704-825-7000 for immediate assistance with personalized policy comparisons.
Are you licensed in both NC and SC?
Yes, our agency maintains licensing to provide insurance services in both North Carolina and South Carolina.
What makes you different from other agencies?
As an independent agency, we compare rates across multiple carriers to offer unbiased recommendations focused on client needs rather than carrier interests.
How many office locations do you have?
We operate seven local offices across North Carolina in Belmont, Gastonia, Concord, Charlotte, Shelby, Winston-Salem, and Stanley.
Reviews (4)
Angel Cureton
Nov 25, 2021 Report
Courtney was very helpful and answered all of my questions. She helped me get the best rate for myself and others in my family! She was knowledgeable, professional and did not rush me on my decision. I would highly recommend Allcare for all your insurance needs.
Shirley Brigman
Apr 07, 2019 Report
Cindy is so nice and friendly every time I go in the office. She is so helpful with what you need and helps get the best price she can get. I love going in the office just to see her smiling face.
D. S.
Feb 05, 2019 Report
Megan Stamey at Allcare Insurance is AWESOME! If you need insurance go see her and her co-worker, they can fix you up with some affordable insurance in a blink of an eye with a smile.
Pamela Merritt
Jan 02, 2019 Report
This company and its workers are truly committed to their customers. My prior insurance company dropped me because I unknowingly filed too many claims. I came to Allcare and not only did I get GREAT customer service I made a true friend for life. Ms Cindy Gowan is my agent and any time I call her she always gives me her undivided attention. I thank God for our paths crossing. She worked very hard to get me affordable insurance which is a task when another company drops you.

Not only did she help me, but she took on my new husband and even with his driving issues she found insurance for him. Bottom line, you can't go wrong with this company! Everyone is personable and treats you like family. Don't look any further