Business Details
36 Years
experience
Your Trusted Health Insurance Partner in Lafayette, CA
Since 1990, Lee Health Insurance Services has dedicated itself to delivering exceptional service and customer care to employers, individuals, families, and seniors on Medicare. Our team, with decades of combined experience in the insurance industry, provides unbiased, objective advice to help clients navigate complex health insurance options. As independent brokers, we represent numerous leading carriers, ensuring clients receive personalized solutions that meet their financial and medical needs.Our commitment to transparency and integrity has saved clients millions in health insurance costs, while our Covered California certification and A+ Better Business Bureau rating underscore our dedication to excellence. We pride ourselves on offering no-fee services, including free consultations, proposals, and enrollment assistance, with a customer-centric approach that has earned 5-star Yelp reviews and enduring client trust.
Services
Medicare Supplement Plans
Group Health Insurance
Covered California Exchange Plans
Individual Health Insurance
Dental Insurance
Medicare Advantage Plans
Travel Insurance
Employee Benefits
Life Insurance
Disability Insurance
Details
- Year established: 1990
Highlights and features
- We are BBB A+ rated with 5-star Yelp reviews.
- Our no-fee services include free consultations and enrollment assistance.
- We offer unbiased advice as independent insurance brokers.
- Our team holds Covered California certification.
- We save clients millions through competitive rate comparisons.
Associations and certifications
- Better Business Bureau
- Covered California Certified Insurance Agent
What people say
Awesome to work with
Help make everything clear
Best people I've worked with
Proactive and caring
Great customer service
Services
Medicare Supplement Plans
Medicare Supplement Plans provide coverage for costs not covered by Original Medicare, including deductibles, copayments, and coinsurance. These plans help seniors reduce out-of-pocket expenses while maintaining access to preferred healthcare providers. Our team assists in selecting the right Medigap plan to complement Medicare Parts A and B.
Group Health Insurance
Group Health Insurance offers tailored medical, dental, and vision plans for businesses, including small employers and large organizations. Our solutions prioritize employee wellness while ensuring regulatory compliance. We provide SHOP exchange plans, partial self-funded options, and HR administration services to meet diverse business needs.
Covered California Exchange Plans
Covered California Exchange Plans deliver tax-subsidized health insurance options for individuals and families. These plans include Bronze, Silver, Gold, and Platinum tiers with standardized benefits. We guide clients through subsidy eligibility calculations and application processes to secure affordable coverage.
Individual Health Insurance
Individual Health Insurance provides customized plans for self-employed individuals, retirees, and those without employer coverage. Options include HMO, PPO, and HSAs with both ACA-compliant and off-exchange alternatives. Our free rate comparisons ensure clients find the most cost-effective solutions.
Travel Insurance
Travel Insurance covers medical emergencies during domestic and international trips, including hospitalization, evacuation, and prescription medications. Policies from HTH Worldwide and GeoBlue provide access to trusted providers in 180+ countries, ensuring peace of mind for business travelers and vacationers.
People
Philip Lee
Founder
Philip Lee founded Lee Health Insurance Services after a career in finance at Citibank and Del Monte. A UC Berkeley MBA graduate, he specializes in Medicare and small business solutions while actively participating in health underwriting associations.
Christine Lee
Business Insurance Specialist
Christine Lee focuses on small business insurance after previous roles at Bank of America Leasing. She assists employers with group plans and employee benefits while serving nonprofit boards focused on education and the arts.
Questions
What makes Lee Health Insurance Services different from competitors?
We combine decades of experience, an A+ Better Business Bureau rating, and personalized service to offer unbiased insurance advice without fees.
What health insurance services do you offer?
We provide Medicare supplements, individual/family plans, group insurance, Covered California exchange options, dental coverage, and travel insurance.
Do you assist with Covered California applications?
Yes, as a Covered California Certified Insurance Agent, we help determine subsidy eligibility and complete exchange plan applications.
Are your services free for clients?
Our insurance services cost nothing out-of-pocket since we earn commissions from carriers, passing savings directly to clients.
What areas do you serve?
We operate throughout California and western United States, offering personalized insurance solutions for individuals and businesses.
How do you handle customer service after enrollment?
We provide ongoing support for policy management, claims resolution, and annual coverage reviews to ensure continuous client satisfaction.
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