Business Details
41 Years
experience
Your Trusted Insurance Partner in Dixon, CA
As the owner of PRJ Insurance, I'm proud to lead a firm built on decades of industry expertise and unwavering integrity. Established in 1985 by Ken Stamey, our company continues the legacy of Paul R. Jeffers, whose 60+ year insurance career began in 1956. Our team of licensed professionals delivers comprehensive employee benefits, wealth management, and insurance solutions, guided by core values of reliability, empathy, and work-life balance. We prioritize understanding each client's unique needs to develop tailored strategies, whether helping employers optimize benefits packages or assisting individuals with retirement planning.With specialized expertise in group insurance enrollment processes and risk assessment, we simplify complex financial decisions while maintaining strict compliance with industry regulations. Our commitment to excellence is reflected in our California insurance license #0G02454 and FINRA/SIPC registration through Osaic Wealth. We're dedicated to making life easier for our clients by handling intricate details with precision and care.
Services
Employee Benefits
Wealth Management
Health Insurance
Life Insurance
Retirement Plans
Details
- Year established: 1985
Highlights and features
- We combine 60+ years of insurance industry experience
- Our team offers customized insurance solutions
- We simplify complex benefits enrollment processes
- Our services cover complete financial planning solutions
- We maintain strict ethical compliance standards
Associations and certifications
- California Insurance License #0G02454
- FINRA/SIPC
Services
Employee Benefits
We guide employers through comprehensive benefits planning. Our team analyzes company demographics to recommend competitive insurance packages. We handle enrollment processes and complete necessary documentation, ensuring compliance with Section 125, ERISA, and other regulations. Our services simplify complex HR responsibilities for businesses of all sizes.
Wealth Management
Our approach considers total financial picture for customized strategies. We review insurance coverage, assess investment risk tolerance, and develop plans aligned with long-term goals. Services include tax-deferred and taxable account management, annuities, and retirement planning solutions tailored to individual circumstances.
Life Insurance
We offer various life insurance solutions including term, whole life, and disability coverage. Our advisors help clients protect assets and ensure financial security for dependents through properly structured policies. We coordinate with estate planning professionals to create comprehensive protection strategies.
Retirement Plans
We provide employer-sponsored retirement solutions like 401(k), SEP IRA, and defined benefit plans. Our services include plan design, provider selection, and compliance assistance. We help businesses implement retirement packages that attract talent while meeting regulatory requirements.
Health Insurance
We offer individual and group health insurance options including HMO, PPO, and high-deductible plans. Our team assists with Covered California enrollment, Medicare supplements, and dental/vision coverage. We help clients navigate complex healthcare options to find appropriate, affordable solutions.
People
Matt Hefner
Owner/CLU
Owner since 2020 with 15 years in insurance industry. Holds CLU certification since 2015 and California license #0G02454. Graduated from UC Davis with Economics degree. Manages investment and insurance services through Osaic Wealth partnership.
Ken Stamey
Founder
Established PRJ Insurance in 1985 with extensive insurance experience. Holds California license #0679857. Transformed small office into multi-employee firm before passing leadership to Matt Hefner in 2020 transition.
Jennifer Crone
Advisor Assistant
Provided customer service excellence since 2017 with 12 years management experience. Northern California native with 28 years marriage and three adult children. Supports clients with benefits and insurance inquiries.
Alexia Hathcock
Group Benefits Specialist
Joined PRJ in 2020 with Bachelors in HR Management from Colorado State University. Ten years customer-focused management experience. Assists with employee benefits solutions and carrier coordination.
Morgan Crone
Group Benefits Specialist
Professional with 13 years customer service experience joined PRJ in 2022. Former EMT with management background. Provides benefits expertise while maintaining personal interests in arts and travel.
Questions
What insurance services do you offer?
We provide life, health, dental, vision, disability, and long-term care insurance for individuals and businesses.
How do you handle employee benefits enrollment?
We streamline enrollment through paperless systems or in-person assistance, completing all necessary documentation and carrier coordination.
What wealth management services are available?
Our services include investment risk assessment, retirement planning, annuities, and tax-efficient account management strategies.
What retirement plans do you handle?
We manage 401(k), SEP IRA, Profit Sharing, and Defined Benefit plans for employer clients across California.
How long has your company been in business?
PRJ Insurance has served clients since 1985, with predecessor Paul R. Jeffers' career beginning in 1956.
