Business Details
49 Years
experience
Your Trusted Insurance Partner in Connecticut
Since 1977, Commercial Insurance Associates has operated as a family-owned independent insurance agency dedicated to serving Connecticut residents and businesses. Our fourth-generation team prioritizes client needs over insurance company interests, offering tailored commercial and personal insurance solutions. We combine advanced insurance software with traditional personalized service to ensure comprehensive coverage at competitive rates. Our expertise spans the Green Industry, including landscapers and lawn maintenance firms, with specialized coverage options like pesticide applicator protection and nursery growing stock coverage.We represent multiple reputable carriers to provide unbiased recommendations, conducting thorough needs analyses and advocating for clients during claims. Our commitment to excellence includes periodic policy reviews, affordable payment plans, and direct communication with agents. As a trusted local agency, we emphasize honesty, transparency, and community-focused service, maintaining relationships built on mutual trust and accountability.
Services
Commercial Insurance
Personal Insurance
Landscaper Program
Insurance Analysis
Specialized Coverage
Details
- Year established: 1977
Highlights and features
- Fourth-generation family-owned agency since 1977
- Independent agency representing multiple reputable carriers
- Specialized insurance programs for the Green Industry
- Personalized service with periodic policy reviews
- Direct agent communication and claims advocacy
What people say
Best local insurance agency
Great customer service
Very fast and easy
Professional and prompt
Continued use recommendation
Services
Commercial Insurance
Specialized insurance solutions for businesses including liability protection, property coverage, and industry-specific endorsements. Designed for companies in the Green Industry and other commercial sectors. Provides comprehensive risk management tailored to operational needs.
Personal Insurance
Complete personal insurance packages covering home, auto, and umbrella policies. Offers protection for individuals and families with competitive rates and customizable coverage options through multiple insurance carriers.
Landscaper Program
Tailored insurance programs specifically for landscaping contractors, lawn maintenance firms, and nursery operations. Includes specialized coverage for equipment, pesticides, and environmental risks unique to the landscaping industry.
Insurance Analysis
Comprehensive evaluation of existing insurance coverage to identify gaps and optimize protection. Involves market comparisons, risk assessment, and customized recommendations to ensure adequate coverage at competitive rates.
Specialized Coverage
Custom insurance endorsements for unique business needs including pesticide applicator coverage, limited pollution protection, and nursery growing stock insurance. Addresses specific risks not covered in standard insurance policies.
People
John Caldarella
President
Fourth-generation insurance professional with over 40 years experience. Founded CIA in 1977 following family tradition. Specializes in commercial insurance and agency leadership while maintaining client relationships across Connecticut.
David Caldarella
Vice President
Second-generation insurance expert managing personal lines and agency operations. Combines technical expertise with personalized service to deliver tailored insurance solutions for Connecticut residents and businesses.
Henry Parent
Senior Account Executive
Experienced commercial insurance specialist focusing on Green Industry clients. Provides expert guidance on risk management and specialized coverage options while maintaining long-term client relationships.
Sandee Hennessey
Personal Lines Customer Service
Dedicated personal insurance professional known for prompt service and client advocacy. Manages policy administration and claims support while maintaining high customer satisfaction ratings.
Questions
What types of insurance do you offer?
We provide commercial insurance for businesses including Green Industry specialists, as well as personal insurance covering home, auto, and umbrella policies.
Are you a local Connecticut agency?
Yes, we're a fourth-generation family-owned agency serving Connecticut since 1977 with deep community roots and local industry expertise.
How are you different from other agencies?
As an independent agency, we represent multiple carriers to provide unbiased recommendations while maintaining personalized service and client advocacy.
Do you offer specialized coverage options?
Yes, we provide specialized endorsements for pesticide applicators, nursery growing stock, and environmental risks tailored to the landscaping industry.
Reviews (1)
Bill Halkovic
Jan 10, 2020
Report
They were great. Sandy was very professional and got us set up with rear glass replacement promptly. Great customer service . Very much appreciated.
