Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Salisbury, NC
Central Carolina Insurance Agency has been a trusted independent insurance provider since 1931, serving clients across North Carolina. Our agency specializes in delivering personalized insurance and risk management solutions tailored to both individual and business needs. Through our proprietary R3 Risk Management program, we go beyond traditional insurance by proactively identifying and mitigating risks to reduce costs and enhance protection. With offices in Salisbury, Mooresville, and Concord, our team of experienced professionals is dedicated to offering comprehensive coverage options, including auto, home, business, and life insurance.We prioritize client relationships, ensuring transparency, integrity, and exceptional service in every interaction. Our commitment to excellence is reflected in our long-standing reputation and the numerous positive testimonials from satisfied clients who rely on us to safeguard their assets and future.
Services
Auto Insurance
Home Insurance
Business Insurance
Risk Management
Life & Health Insurance
Details
- Year established: 1931
Highlights and features
- We offer over 90 years of experience in insurance and risk management solutions.
- Our R3 Risk Management program proactively reduces business risks and costs.
- We provide personalized insurance plans tailored to individual and business needs.
- Our team delivers 24/7 claims support and prompt customer service.
- We partner with AM Best-rated carriers for reliable coverage options.
Associations and certifications
- AM Best
What people say
Peace of mind
Quick response
Knowledgeable agents
Proactive partners
Phenomenal service
Services
Auto Insurance
Auto insurance is mandatory in North Carolina, providing liability coverage for property damage, bodily injury, and uninsured motorists. Our policies offer customizable options beyond minimum requirements, including comprehensive and collision coverage. We help clients secure competitive rates while ensuring protection against risks like accidents, theft, and natural disasters.
Home Insurance
Home insurance safeguards homeowners against financial losses from fire, theft, vandalism, and natural disasters. We offer standard and high-value policies tailored to property type and location, including flood coverage for NC floodplain areas. Our plans ensure structural, personal belongings, and liability protection for comprehensive security.
Business Insurance
Business insurance protects companies from operational risks, including liability, property damage, and workers' compensation. We provide customized solutions for general liability, cybercrime, commercial auto, and industry-specific needs. Our R3 Risk Management program reduces soft costs through proactive risk assessment and mitigation strategies.
Risk Management
Our proprietary R3 Risk Management program evaluates business risks beyond traditional insurance, addressing safety, IT, HR compliance, and disaster recovery. By identifying coverage gaps and implementing mitigation strategies, we help reduce workers' compensation costs, IT breaches, and operational vulnerabilities for long-term stability.
Life & Health Insurance
Life and health insurance secure financial well-being for individuals and families. We offer term and permanent life policies, Medicare supplements, group health plans, and disability coverage. Partnering with Blue Cross Blue Shield NC, we ensure tailored solutions for personal and business-related health and life insurance needs.
People
Clarence Rock Pickard Jr.
President
Clarence Rock Pickard Jr. leads Central Carolina Insurance Agency with over 30 years of industry experience. He focuses on strategic growth and client-centric service, ensuring the agency maintains its reputation for integrity and excellence in insurance solutions.
Josh Dillon
Vice President
Josh Dillon, a certified insurance professional, specializes in commercial risk management and business insurance. With expertise in the craft brewing industry, he helps clients design comprehensive coverage plans while prioritizing cost-effective risk reduction strategies.
Dale S. Peeler
Risk Advisor
Dale S. Peeler brings decades of experience in risk assessment and insurance solutions. He works closely with clients to identify exposures and implement tailored programs, ensuring long-term protection and compliance with industry standards.
Kelly Andrade
Personal Account Manager
Kelly Andrade assists families and individuals in securing affordable, comprehensive insurance coverage. Her personalized approach and attention to detail have earned her recognition for improving client coverage while reducing costs.
Lindsay Hatley
Commercial Account Manager
Lindsay Hatley specializes in commercial insurance solutions, offering proactive service and industry expertise. She ensures businesses receive tailored coverage and responsive support, particularly during policy renewals and claims processes.
Questions
What types of insurance does Central Carolina Insurance Agency offer?
We provide auto, home, business, life & health insurance, and specialized risk management solutions for individuals and businesses in North Carolina.
How can I get a free insurance quote?
Request a free quote online or contact our Salisbury, Mooresville, or Concord offices. Our agents will review your needs and provide tailored coverage options.
Do you offer commercial insurance for small businesses?
Yes, we specialize in small business insurance, including general liability, workers' compensation, and cyber liability coverage tailored to your industry.
What is the R3 Risk Management program?
R3 Risk Management proactively identifies and mitigates business risks beyond traditional insurance, reducing costs and enhancing operational stability through customized strategies.
Are your insurance agents available after hours?
Our team offers 24/7 claims support and is available to assist with urgent insurance needs outside regular business hours.
Can I bundle home and auto insurance for discounts?
Yes, we offer home and auto bundle savings to help clients secure comprehensive coverage at competitive rates.
Reviews (2)
Toni Perry
Jun 21, 2019
Report
Excellent insurance agency! The staff and owners are knowledgeable, provide exceptional customer service, and genuinely care about their customers. Highly recommended!
Silvius Sirbu
Jun 06, 2019
Report
Won't insure at actual cost value which is the standard for home and cheaper for client. ACV is replacement cost - depreciation. If you want an insurance company that won't give you options and forces their more expensive Replacement Cost insurance on you than this is the company for you. I bought my house for 70k and they wouldn't insure it for under 165k lol, what a joke
