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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Chardon, OH
Founded in 1950 by Richard P. Love Sr., our agency has built a legacy of delivering personalized insurance solutions to individuals and businesses across Ohio. We prioritize superior customer service, product expertise, and professional diversity, ensuring clients receive tailored coverage that meets their unique needs. Our team of knowledgeable professionals specializes in areas such as transportation, manufacturing, municipalities, contracting, life, health, and bonding.

We maintain strong relationships with top carriers to provide competitive rates while offering risk management, safety consulting, and insurance premium financing. With decades of experience and a commitment to integrity, we treat every client like family, striving to safeguard what matters most to them. Our agency remains a trusted local partner, combining generational expertise with modern solutions to protect our community's future.
Services
Business Insurance Auto Insurance Home Insurance Employee Benefits Annuities Recreational Vehicle Insurance Travel Insurance Government Entities Insurance
Details
  • Year established: 1950
Highlights and features
  • We offer free quotes and dedicated personal service.
  • Our team has 75+ years of combined insurance expertise.
  • We specialize in customized solutions for Ohio communities.
  • We provide 24/7 claim support and prompt assistance.
  • Our agency maintains partnerships with top-rated carriers.
What people say
Great customer service Prompt and accurate quotes Professional and knowledgeable agents Seamless claims process Competitive rates
Services
Business Insurance
Our business insurance solutions protect companies against financial losses from accidents, lawsuits, and unforeseen events. We offer general liability, property coverage, workers' compensation, and specialized policies tailored to industries like transportation and contracting. Clients benefit from risk assessments and competitive pricing through our carrier partnerships.
Employee Benefits
We help employers design comprehensive benefits packages including health, dental, vision, disability, and life insurance. Our advisors work with businesses of all sizes to create cost-effective solutions that attract talent while complying with regulations like the Affordable Care Act.
Personal Lines Insurance
Our personal insurance covers autos, homes, renters, and life events with customizable policies. We help individuals secure adequate protection against common risks while ensuring proper coverage limits and discounts through comparative market analysis.
Annuities
We provide fixed, variable, and indexed annuities to create reliable retirement income streams. Our specialists explain investment options, tax implications, and payout structures to help clients make informed decisions about long-term financial security.
Government Entities Insurance
We specialize in risk management solutions for Ohio municipalities, schools, and public organizations. Our coverage includes liability protection, property damage, and specialized programs for volunteer fire departments and EMS districts with over 25 years of experience in this sector.
People
Richard P. Love Sr.
Founder
Established the agency in 1950, building a legacy of integrity and service. Mentored eight sons who joined the business, creating a foundation for generational expertise in insurance solutions.
Ashley
Insurance Agent
Professional agent with 2+ years of experience assisting transportation providers. Known for prompt service, policy expertise, and personalized support during claims processes for commercial and personal clients.
Kenya
Insurance Professional
Team member specializing in commercial insurance solutions. Collaborates with Ashley to provide comprehensive coverage guidance for business clients in the transportation industry and other sectors.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life), business insurance (commercial auto, liability, workers' comp), employee benefits, annuities, and specialized coverage for government entities and recreational vehicles.
Do you serve areas outside Chardon?
While based in Chardon, we serve clients throughout Ohio, including municipalities, schools, and businesses across the state with customized insurance solutions.
How quickly can I get a quote?
Our free quotes are available immediately through our website or by contacting our office directly for personalized assistance from our insurance professionals.
Can you help with insurance claims?
Yes, our team provides prompt claims support, working directly with clients and service providers to ensure efficient resolution of auto, home, and business insurance claims.
Do you offer payment plans?
We provide flexible payment options including installment plans for premiums, with financing available for qualifying insurance policies through our premium financing services.
Are your agents licensed?
All our insurance professionals maintain active state licenses and industry certifications, ensuring expert guidance through continuous education and adherence to regulatory standards.
Reviews (2)
Tiffani Borgers
Oct 25, 2017 Report
Great Company! Quick response and quick to get to work on your claims. Great customer service. I would recommend this company to anyone.
Alfonso Jimenez
Jan 13, 2017 Report
Great customer service, I requested a quote for me and my family, and they were prompt and accurate with prices. They sure beat all the other major insurance, I will definitely recommend them to friends and family, thanks again for such great service and for helping us save money.