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Business Details
32 Years
experience
Your Trusted Insurance Partner in St. Louis, MO
Premier Insurance Agency has been serving clients in Missouri and Illinois since 1994, providing efficient and personalized insurance solutions. As a Trusted Choice Independent Insurance Agency, we partner with over 100 carriers to offer competitive rates and comprehensive coverage for both personal and business needs. Our team of 10 licensed agents is dedicated to simplifying the insurance process, handling the legwork to ensure clients receive tailored policies that meet their specific requirements. With expertise in property and casualty insurance, life and health insurance, and specialized commercial coverage, we prioritize exceptional service and community commitment. Our local agents understand the unique needs of St.

Louis County, St. Louis City, and surrounding areas, while also offering coverage in multiple states for additional properties. By maintaining strong relationships with top-tier providers like Nationwide, Progressive, and AIG, we deliver reliable protection and peace of mind. Our decades of experience, combined with a focus on transparency and client satisfaction, establish us as a trusted partner in risk management. We operate with integrity, ensuring clear communication and ethical practices in every interaction. Whether insuring a home, vehicle, or business, our goal is to provide value-driven solutions that safeguard our clients' most valuable assets.
Services
Small Business Insurance Workers' Compensation Home + Auto Insurance Life + Health Insurance Property + Casualty Insurance Commercial Insurance High-Risk Insurance Custom Insurance Rental Home Insurance Classic Car Insurance
Details
  • Year established: 1994
Highlights and features
  • We offer over 30 years of local insurance expertise in St. Louis.
  • Our team partners with 100+ carriers to secure competitive rates.
  • We provide personalized insurance solutions for unique client needs.
  • Our agents are licensed across eight states for expanded coverage options.
  • We simplify insurance with dedicated service and transparent communication.
Associations and certifications
  • Trusted Choice
Services
Small Business Insurance
Our Small Business Insurance provides tailored risk management solutions for Missouri and Illinois companies. We offer property, liability, and workers' compensation coverage through 100+ carriers, ensuring protection against industry-specific threats. Policies adapt to business size and sector.
Workers' Compensation
Workers' Compensation insurance safeguards Missouri employers and employees with medical expense coverage and wage replacement for job-related injuries. We partner with carriers like MEMIC and Nationwide to deliver compliant, cost-effective solutions for businesses of all sizes.
Home + Auto Insurance
Home and Auto Insurance packages combine property and vehicle protection with flexible options from providers like Safeco and Travelers. We offer standard and specialty policies for primary residences, rentals, and high-value properties across eight states.
Life + Health Insurance
Life and Health Insurance solutions from AIG, Anthem, and Cigna provide financial security and medical coverage for Missouri families and employers. We offer term life policies, major medical plans, and supplemental insurance with personalized guidance.
Property + Casualty Insurance
Property and Casualty Insurance protects Missouri homeowners, renters, and businesses against damage and liability claims. We access carriers like Chubb and Liberty Mutual to provide coverage for standard and high-risk properties, including mobile homes and classic vehicles.
People
Tom Gerber
Partner
Tom Gerber co-leads Premier Insurance Agency with over 25 years of local insurance expertise, focusing on client relationships and community engagement in St. Louis County and City.
Ryan Regan
Partner
Ryan Regan, as Partner, oversees commercial insurance solutions and carrier partnerships, leveraging deep industry knowledge to deliver competitive rates for Missouri and Illinois businesses.
Nathan Brekel
Agent
Nathan Brekel serves as a licensed agent, specializing in personal insurance policies and providing tailored coverage options for St. Louis area homeowners and drivers.
Robb Howard
Agent
Robb Howard assists clients with property and casualty insurance needs, offering expertise in risk assessment and policy customization for residential and commercial properties.
Tara Kelly
Agent
Tara Kelly focuses on life and health insurance solutions, guiding clients through policy selection to ensure comprehensive protection for families and employers.
Questions
What types of insurance do you offer?
We provide personal and commercial insurance including home, auto, life, health, workers' compensation, and specialty coverage for high-risk properties and classic vehicles.
How do you find competitive insurance rates?
As an independent agency with 100+ carrier partnerships, we compare multiple options to secure customized policies with competitive pricing for each client's specific needs.
Do you serve areas outside St. Louis?
While based in St. Louis, we offer insurance coverage across Missouri, Illinois, Arkansas, Kansas, Nevada, Tennessee, Texas, and Florida for both primary and vacation properties.
What sets your agency apart from others?
Our combination of local expertise, broad carrier network, and personalized service approach ensures clients receive comprehensive coverage tailored to their unique circumstances and budget.
Reviews (1)
Jeff V.
Sep 22, 2017 Report
There was a time that Premier Insurance Agency was a quality and responsive broker. But now Ryan doesn't follow up with quotes or policy information on a timely basis. I would not recommend Jeff Voegtli