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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Baton Rouge
Founded in 1975 by James A. Carmouche Insurance, our agency has grown into a trusted family business serving South Louisiana. We prioritize personalized service, offering tailored insurance solutions for individuals and businesses across multiple locations. As an independent agency, we partner with diverse carriers to ensure competitive pricing and comprehensive coverage. Our team remains committed to industry expertise, handling claims and inquiries efficiently to protect clients' time and interests. With over four decades of experience, we combine local knowledge with national resources to deliver reliable insurance services.
Services
Personal Auto Insurance Home Insurance Commercial Vehicle Coverage General Liability Insurance Workers Compensation Flood Insurance Life Insurance Health Insurance Rental Property Insurance Umbrella Policies
Details
  • Year established: 1975
Highlights and features
  • We offer independent agency flexibility to shop multiple carriers for optimal coverage.
  • Our team provides personalized recommendations tailored to individual and business needs.
  • We handle claims directly to ensure prompt resolution without carrier delays.
  • Agents maintain industry expertise through continuous education on policy changes.
  • We serve Louisiana with five local office locations for convenient access.
Services
Personal Auto Insurance
We provide customized auto insurance policies protecting drivers across Louisiana. Coverage includes liability, collision, and comprehensive protection with flexible deductibles. Our independent agency model ensures competitive pricing from multiple carriers while maintaining personalized service for policy adjustments and claims.
Home Insurance
Our home insurance policies protect Louisiana residences against common risks including storms, floods, and theft. Coverage options include dwelling protection, personal property replacement, and liability coverage. We specialize in tailoring policies for coastal areas and high-risk zones through specialized carrier partnerships.
Commercial Vehicle Coverage
We offer commercial vehicle insurance for Louisiana businesses with fleets or company vehicles. Policies cover liability, physical damage, and cargo protection. Our solutions accommodate diverse industries including construction, transportation, and retail operations through customizable coverage limits and deductibles.
General Liability Insurance
Our general liability policies protect Louisiana businesses from common risks including property damage and bodily injury claims. Coverage extends to legal defense costs and settlement expenses. We provide specialized policies for restaurants, contractors, and retail operations with risk-specific endorsements.
Workers Compensation
We provide mandatory workers' compensation insurance for Louisiana businesses with employees. Policies cover medical expenses and lost wages for work-related injuries. Our solutions include risk management resources to reduce workplace accidents and premium discounts for safety-compliant operations.
Questions
What types of personal insurance do you offer?
We provide auto, home, flood, life, health, renters, and umbrella insurance policies for Louisiana residents.
Do you specialize in Louisiana business insurance?
Yes, we offer commercial vehicle, general liability, workers' compensation, and property insurance tailored to Louisiana business regulations.
How quickly can I get an insurance quote?
Contact us at 888-450-0971 or visit our website to receive a personalized quote within one business day.
Can I change insurance carriers without changing agents?
Yes, our independent agency model allows you to switch carriers while maintaining your current agent relationship.
Do you have local office locations in Louisiana?
We operate five offices in Baton Rouge, Gonzales, Houma, Mandeville, and Napoleonville for convenient in-person service.
Reviews (3)
Sarah Robertson Coleman
Oct 29, 2021 Report
Home owners look else where! will they give you a pretty good deal? Absolutely! And that's where you go wrong. As we all know, south Louisiana was hit pretty hard by Hurricane Ida. Unfortunately, if you bought your homeowners insurance with this company, be ready to be ran through the ringer. I really think they try to wear you down until you just. stop calling. Ida hit in August and I made a claim on August 31st. NOTHING has been done other than a contracted employee come out to look at damages.

I've called so many times I've started to write down the day and who I spoke with. I'm on my 4th voicemail with the supervisor that never returns your call. This is a disgrace! Yes, there is more to this story! How can a claim be filed on August 31st and still get nothing by OCTOBER 28th? This company is a scam!
Jeremy Weimer
Oct 05, 2018 Report
Great service and great value! We work with Erica Cazenave most often, but everyone there has been helpful.
Jordan Greenlee
Apr 25, 2015 Report
I don't believe just clicking an appropriate star rating would be sufficient at expressing my level of satisfaction I have from working with Carmouche Insurance. I work with Scott at my job where he provides service, attention to detail, and recommendations on coverage. Scott heard I was in the market and put me in touch with Ms. Donna to get a. personal quote. Donna worked diligently to make sure we had all necessary documents in place to give us an "apples to apples" comparison against our previous policy as well as supplied us with a recommended coverage plan so we could compare the coverage and weigh out our options.

They never guaranteed me a lower price but they delivered great service every step of the way and turns out they were cheaper. I completely satisfied knowing I have a quality policy and company now. Thanks!