Business Details
20 Years
experience
Your Trusted Insurance Partner in Chalmette, LA
Clements Insurance Services was founded by Richie Clements, who leveraged decades of industry experience to establish a client-focused insurance agency following Hurricane Katrina. We specialize in providing tailored home, auto, business, flood, and workers' compensation insurance solutions to residents and businesses in St. Bernard Parish and the New Orleans Metropolitan Area. Our team prioritizes integrity and professionalism, ensuring clients receive appropriate coverage at competitive rates while maintaining personalized service. With over four decades of combined experience, including founding Eslava & Clements, Inc. in 1978, we have built a reputation for reliability and community-focused support.Our commitment to understanding individual client needs allows us to deliver customized risk management strategies. We emphasize transparency in all interactions, offering clear guidance through complex insurance decisions. Our agency remains dedicated to adapting to evolving client needs while upholding the highest standards of service excellence.
Services
Homeowners Insurance
Flood Insurance
Auto Insurance
Business Insurance
Workers Compensation Insurance
Recreational Vehicle Insurance
Details
- Year established: 2006
Highlights and features
- Local agents who understand your insurance needs
- Great customer service with personalized support
- Follow-up reminders for premium deadlines
- Over 40 years of combined industry experience
- Tailored coverage for residential and commercial clients
What people say
Great customer service
Local agents who understand needs
Super helpful
Wide range of products
Prompt follow-up reminders
Services
Homeowners Insurance
Homeowners insurance protects your property and belongings against damage from covered events like fires, storms, or theft. This policy covers repair or replacement costs while providing liability protection for accidents occurring on your property. Our tailored plans ensure adequate coverage for both standard and unique residential needs.
Flood Insurance
Flood insurance covers property damage from flooding, which standard home policies exclude. We offer NFIP-compliant plans and private market options to protect homes in high-risk zones. Coverage includes structural repairs and personal property replacement, with guidance through the claims process to expedite recovery after flood events.
Auto Insurance
Auto insurance provides financial protection against collisions, theft, or weather-related vehicle damage. We offer liability, collision, comprehensive, and uninsured motorist coverage tailored to Louisiana drivers. Our agents help customize policies to meet legal requirements while ensuring adequate protection for personal and commercial vehicles.
Business Insurance
Business insurance protects companies from financial losses due to property damage, liability claims, or operational disruptions. Our packages include general liability, property, and workers' compensation coverage. We design policies to address industry-specific risks for small businesses and large enterprises in the New Orleans area.
Workers Compensation Insurance
Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. We provide policies meeting Louisiana's legal requirements while protecting businesses from lawsuits. Our plans include vocational rehabilitation and death benefits, with compliance guidance for employers in high-risk industries.
People
Richie Clements
President
Founder of Clements Insurance Services with over 40 years in the industry, previously co-founded Eslava & Clements, Inc. in 1978. Specializes in risk management solutions for residential and commercial clients.
David Clements
Co-Owner
Co-owner with extensive experience in insurance operations and client relations. Focuses on maintaining personalized service while expanding coverage options for St. Bernard Parish residents.
Timothy Clements
Co-Owner
Co-owner managing day-to-day operations and policy customization. Combines technical expertise with community knowledge to deliver tailored insurance solutions for local businesses and families.
Questions
What types of insurance do you offer?
We provide homeowners, auto, business, flood, workers' compensation, and recreational vehicle insurance tailored to Louisiana residents and businesses.
Do I need flood insurance if I'm not in a high-risk zone?
While not always mandatory, flood insurance is recommended for all property owners as standard policies exclude flood damage coverage.
How can I get a quote?
Request a free quote online or contact us directly at 504-279-0171 for personalized assistance with policy options and pricing.
Are you licensed to operate in Louisiana?
Yes, we're a licensed insurance agency serving St. Bernard Parish and the New Orleans Metropolitan Area since 2006.
What areas do you serve?
We primarily serve Chalmette, LA, and the greater New Orleans metropolitan region with localized insurance solutions.
Reviews (1)
Amanda J. Hardesty
Apr 17, 2017
Report
Great local guys with a wide range of residential and commercial insurance products - love that they followup or remind me on premium deadlines. Super helpful!
