Business Details
Trusted Insurance Services and Community Support in Columbus, OH
United Commercial Travelers (UCT) is a fraternal benefit society driven by its members' commitment to community service. Established over 130 years ago, we operate as a 501(c)(8) non-profit organization, offering insurance products that fund charitable initiatives across North America. Our members, numbering tens of thousands in the U.S. and Canada, unite through local councils to support causes such as disability assistance, cancer research, youth programs, and veteran support. Our non-profit structure ensures that profits are reinvested into community service rather than distributed to shareholders. We provide affordable insurance options, including Medicare supplements, dental and vision coverage, and final expense plans, while fostering volunteerism and leadership opportunities.Our policies have directly contributed to over 210,000 volunteer hours and $3 million in local outreach over three years. As a member of the American Fraternal Alliance, we uphold ethical standards and prioritize community impact through innovative insurance solutions. Our operations combine financial protection with social responsibility, ensuring policyholders contribute to meaningful causes. With a vision to engage all generations, we maintain a balanced membership demographic and uphold transparency in our charitable efforts.
Services
Medicare Supplements
Dental & Vision Coverage
Final Expense Insurance
Critical Illness Policies
Short-Term Care Insurance
Highlights and features
- We operate as a non-profit organization reinvesting proceeds into community service.
- Our policies have funded over $3 million in local outreach projects.
- We offer specialized insurance products tailored to senior and individual needs.
- We provide scholarship programs and educational support for students.
- Our member-driven model ensures localized decision-making for community impact.
Associations and certifications
- 501(c)(8) non-profit
- American Fraternal Alliance
Services
Medicare Supplements
Our Medicare Supplement Insurance Plans (A, B, C, D, F, G, N) provide financial protection for seniors by covering out-of-pocket medical expenses. These policies ensure access to comprehensive care without network restrictions, offering peace of mind for hospital, doctor, and nursing home bills not covered by standard Medicare.
Dental & Vision Coverage
New Generation Dental & Vision Insurance includes hearing benefits and flexible deductible options ($0 or $100). With maximum benefits ranging from $1,000 to $2,500, this plan allows policyholders to choose any provider while covering preventive and restorative care for all ages.
Final Expense Insurance
This permanent life insurance plan offers fixed premiums and death benefits between $3,000 and $25,000. Designed to cover funeral costs and estate expenses, it uses a simplified application process without medical exams, ensuring financial protection for loved ones.
Critical Illness Policies
Critical Illness & Cancer insurance provides cash benefits ($5,000$50,000) for covered diagnoses, helping maintain financial stability. Benefits supplement existing medical insurance, covering treatment costs and lost income while preserving savings for policyholders aged 1864.
Short-Term Care Insurance
Short-Term Convalescent Care Insurance covers unexpected recovery expenses, offering home healthcare options for singles and couples. This plan supports independence by providing financial resources for post-hospitalization care, with claims processed by Idealife Life Insurance Company since 2024.
Questions
What happened to UCT's Medicare Supplement policies after January 1, 2024?
UCT's Medicare Supplement policies were transferred to Idealife Life Insurance Company effective January 1, 2024. Claims and eligibility inquiries should now be directed to Idealife at 833-658-2845 or through their website.
What community initiatives does UCT support?
UCT supports local charities through member-driven councils, focusing on disability assistance, cancer research, youth programs, veteran support, and community clean-up projects. Over $3 million has been invested in outreach over three years.
Are UCT membership benefits available to non-policyholders?
UCT offers two membership types: volunteer members and insured members who purchase policies. Volunteer members can participate in local councils but do not receive insurance benefits.
What scholarship programs does UCT offer?
UCT provides the Ann Marshall Scholarship Program and the UCT Heaston Scholarship, awarding financial assistance to students through endowments and trust funds established by member contributions.
Videos
Reviews (5)
Hilton Henning
Jun 16, 2022
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Although it was raining wet and soggy, I enjoyed it and it brought back memories of days gone by and running the 56km ocean and finishing on the sports fields.
Nokwazi Sibiya
Jun 02, 2022
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It's a public university, located in the southern suburbs of Cape Town. In terms of education, I am proud to be here, it might be cliche but "it is the best university in Africa". In fact, it is currently* ranking high. *I hope this does not change, to those seeing this in the future Lol
Brian Tshauambea
Apr 10, 2022
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The UCT steps are a lot longer in person but the view from the top is amazing! A lot of buildings were disappointing from the inside though. They look like they've seen better days.and need upgrading.
Lungelo Mthethwa
Feb 18, 2022
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UCT is the best university in the southern hemisphere, Well resourced and very positive space. Staff members are always willing to help.
Parvathy Venkat
Feb 14, 2022
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It's a grandeur. Had an awesome experience standing at the top step. The city view is just fantastic just outside Sarah Baartman Hall.enjoyed roaming around the University with my son who is doing his Engineering in Mechatronics and Mechanical. Feel proud and happy for having my son studying at UCT
