Business Details
15 Years
experience
Trusted Employee Benefits Consulting Services
Creative Financial Insurance has been dedicated to simplifying employee benefits for employers and families since 2011. Our team of experts collaborates with associations, brokers, and employers to design, implement, and manage comprehensive benefits programs tailored to meet specific organizational needs. We specialize in compliance guidance, HR support, and employee communication, ensuring our clients navigate the complexities of healthcare regulations with confidence. Our PEO solutions and special programs provide scalable options for businesses of all sizes, while our Medicare guidance helps individuals secure appropriate coverage. With offices across Pennsylvania, New York, New Jersey, Delaware, and Ohio, we deliver localized expertise backed by national resources.Our commitment to innovation is evident in our online enrollment platforms and digital tools that streamline benefits administration. We prioritize cost containment strategies to help clients achieve financial efficiency without compromising quality. Our advisors offer in-depth analysis of healthcare reform updates, translating complex regulations into actionable insights. By maintaining partnerships with industry leaders, we ensure our clients receive cutting-edge solutions that align with evolving market demands. Our approach combines technical expertise with personalized service, fostering long-term relationships built on trust and measurable results.
Services
Benefits Consulting
Compliance Guidance
HR Support
Online Enrollment
Medicare Guidance
PEO Solutions
Special Programs
Employee Communication
Benefits Management
Individual Insurance
Details
- Year established: 2011
Highlights and features
- We offer 12+ years of specialized expertise in employee benefits consulting
- Our team provides localized support across 5 key states
- We implement proprietary online enrollment platforms for efficiency
- Our compliance guidance includes healthcare reform updates and analysis
- We develop cost containment strategies with measurable financial impact
Services
Benefits Consulting
Our benefits consulting service helps employers design comprehensive benefits packages that meet organizational goals while maintaining compliance. We analyze current programs, identify gaps, and recommend customized solutions that balance employee needs with cost efficiency. Our consultants provide ongoing strategic guidance to adapt to changing regulations and market conditions.
Compliance Guidance
Our compliance guidance service ensures businesses stay current with evolving healthcare regulations. We provide detailed analysis of ACA requirements, COBRA administration, and other regulatory mandates. Our experts deliver actionable recommendations and documentation to help clients maintain compliance while minimizing legal risks through regular updates and policy reviews.
HR Support
Our HR support solutions assist employers with benefits administration and employee relations. We provide tools and expertise for managing open enrollment periods, answering employee benefits questions, and maintaining proper documentation. Our team helps implement best practices for communication and policy enforcement across all workforce segments.
Online Enrollment
Our online enrollment platform streamlines benefits administration through secure digital solutions. Employers and employees access intuitive tools for plan selection, document submission, and real-time support. The system integrates with existing HR infrastructure while maintaining strict data security standards to protect sensitive information during the enrollment process.
Medicare Guidance
Our Medicare guidance service helps individuals and families navigate coverage options. We provide personalized consultations to evaluate plan benefits, compare costs, and ensure proper enrollment. Our advisors explain Medicare parts A through D, supplemental policies, and prescription drug coverage to help clients make informed healthcare decisions.
People
David Pikus
Employers (10+ Employees) Contact
David Pikus specializes in providing benefits solutions for mid-sized and large employers. With extensive experience in corporate benefits strategy, he helps businesses optimize their healthcare offerings while maintaining compliance with regulatory requirements.
Jim Pitts
Employers (2-9 Employees) Contact
Jim Pitts focuses on small business benefits solutions, helping employers with 2-9 employees navigate healthcare options. He provides tailored guidance to ensure small businesses can offer competitive benefits packages while managing costs effectively.
Amy Johnson
Medicare Eligible Contact
Amy Johnson specializes in Medicare coverage options for individuals aged 65+. She provides personalized consultations to help clients understand their Medicare benefits, compare plan options, and make informed decisions about their healthcare coverage.
Questions
What types of employee benefits programs do you specialize in?
We specialize in comprehensive benefits programs including medical, dental, vision, and retirement plans. Our expertise covers compliance guidance, HR support, and specialized solutions for businesses of all sizes.
Do you work with small businesses as well as large corporations?
Yes, we serve employers of all sizes from small businesses with 2-9 employees to large corporations with 10+ employees, providing tailored solutions that meet each organization's specific needs.
How do you help with Medicare coverage decisions?
Our Medicare specialists provide personalized guidance to evaluate coverage options, compare plan benefits, and ensure proper enrollment in the most appropriate Medicare plan for individual healthcare needs.
What compliance services do you offer?
We provide comprehensive compliance guidance including ACA requirements, COBRA administration, and regulatory updates. Our team helps maintain documentation and implement policies to ensure ongoing compliance.
Are your online enrollment services secure?
Yes, our online enrollment platform uses secure technology that meets industry standards for protecting sensitive health information during the benefits selection and enrollment process.
Reviews (7)
Jim Mays
Jun 05, 2020
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Creative Financial Insurance has been providing group benefits to our company for many years. Jim and his staff are very knowledgeable and always provide excellent customer service! Highly recommend Creative Financial Insurance
Honda Chk
May 10, 2014
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Jim and his team are professional, reliable and knowledgeable when it comes to insurance. More than that, they feel like friends the first time you talk to them. Creative Financial is all about options and getting the most for your money. Highly recommended -- come to them when you need to be insured and want outstanding service, besides.
Ray So
Apr 07, 2014
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Jim Roesche and Creative Financial have been a great resource for me over the past 10 years. Jim has provided me with solid advice and direction in a frustrating (but necessary) field. He has helped me be a better medical shopper and has given me a understanding of the insurance market. I have received exceptional customer service from Creative Financial, solid advice for my company's and family's current and future needs.
Stephen Evanko
Mar 12, 2014
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I have known Jim Roesch personally and professionally for several years now. He is my local "go to" source for individual health insurance, group health insurance and Medicare supplemental policies. Since the laws change so quickly, you need a professional committed to continued education. Jim, his office and his staff exceed expectation. Even though they are in the Delaware, OH area, Creative Financial serves Columbus, Central Ohio and even the entire State of Ohio!
When seeking the services of an insurance agent, nothing speaks higher than a solid recommendation of another insurance professional. I highly recommend Jim and his office. They take the time to explain the complicated things in a way to make them understandable. Make them your first call! Stephen Evanko, Owner Delaware Insurance Advisors
When seeking the services of an insurance agent, nothing speaks higher than a solid recommendation of another insurance professional. I highly recommend Jim and his office. They take the time to explain the complicated things in a way to make them understandable. Make them your first call! Stephen Evanko, Owner Delaware Insurance Advisors
T. Nourse
Feb 28, 2014
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I appreciate Creative Financial and their hard work at making sure my family is taken care of. Jim is very responsive and diligent, he has gone the extra mile to make sure we have everything we need. Thanks again.
Susan Hanson
Feb 22, 2014
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Creative Financial Insurance Services is wonderful to work with. Jim Roesch is accessible, personable, and professional! And they have consistently found options to save us money while still providing high quality insurance plans to our staff. I recommend them to everyone I know! Susan Hanson, MSW, LISW-S Executive Director HelpLine of Delaware & Morrow Counties, Inc.
Caitlin Edwards
Jan 29, 2014
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Creative Financial Insurance is great to work with. Jim has been helpful and easy to get along with which makes me excited to continue working with the company in the future.
