Business Details
33 Years
experience
Trusted Insurance Solutions for Healthcare Professionals
Physicians Insurance Agency Of Massachusetts, founded in 1993 as a subsidiary of the Massachusetts Medical Society, delivers tailored, data-driven insurance solutions for healthcare professionals and organizations. With decades of industry expertise, we specialize in medical professional liability, commercial insurance, and health benefits, prioritizing personalized guidance over generic policies. Our team of seasoned advisors understands the unique risks faced by physicians, surgeons, dentists, veterinarians, and clinical professionals, offering coverage that evolves with your career stage.As a wholly-owned subsidiary of the publisher of the New England Journal of Medicine, we combine deep healthcare insight with strategic partnerships to negotiate competitive terms. Our 24/7 client portal, CSR24, streamlines policy management while our nationwide network of top-rated insurers ensures comprehensive protection. We pride ourselves on transparency, avoiding hidden fees, and maintaining a client-centric approach that has established us as a trusted leader in New England.
Services
Medical Malpractice Insurance
Employment Practices Liability
Clinical Trials Insurance
Directors & Officers Coverage
Tail & Nose Coverage
Commercial Umbrella Policies
Cyber Liability Insurance
Workers Compensation
Health Benefits Plans
Veterinary Professional Liability
Details
- Year established: 1993
Highlights and features
- We offer 30+ years of specialized experience in healthcare insurance brokerage.
- Our coverage adapts to your career stage, from residents to retired physicians.
- We partner with top-rated insurers to secure competitive policy terms.
- Our 24/7 CSR24 portal provides instant access to policy documents and certificates.
- As a Massachusetts Medical Society subsidiary, we combine credibility with innovation.
What people say
Specialized healthcare expertise
Responsive service team
Competitive policy terms
Career-stage adaptability
Transparent operations
Services
Medical Malpractice Insurance
Protects healthcare professionals against claims of negligence, errors, or omissions in patient care. Covers legal defense costs, settlements, and judgments related to alleged medical errors. Available in occurrence, claims-made, and modified claims-made formats tailored to specialty risks.
Employment Practices Liability
Safeguards healthcare organizations against employee claims including discrimination, harassment, and wrongful termination. Covers legal defense expenses and court-ordered judgments related to workplace conduct allegations during hiring, management, or termination processes.
Clinical Trials Insurance
Provides protection for risks associated with clinical research, including participant injury claims, product liability, regulatory defense costs, and data breach expenses. Tailored to drug trials, medical device testing, and biotechnology research operations.
Directors & Officers Liability
Protects healthcare executives and board members from personal liability related to management decisions. Covers legal defense costs and settlements arising from allegations of financial mismanagement, breach of fiduciary duty, or regulatory non-compliance.
Tail & Nose Coverage
Ensures continuous protection during career transitions. Tail coverage extends reporting periods for past incidents after policy expiration, while nose coverage retroactively protects against pre-policy incidents under new insurance arrangements.
People
Deborah Kelly
Insurance Relationship Manager
Veteran insurance professional with expertise in property and casualty coverage. Joined Actuate in 2001, specializing in professional liability solutions while managing financial reporting aspects for healthcare clients.
Richard Weston
Insurance Relationship Manager
Commercial insurance specialist with military and industry experience. Holds CIC designation and focuses on practical risk management solutions for healthcare providers since joining in 2002.
Scott Berger
Insurance Relationship Manager
Handles major client accounts with expertise in health insurance programs. Licensed in Property & Casualty and Life, Accident and Health insurance, serving medical practices since 2013.
Gordon Bewick
Director of Sales
Brings 22 years of international insurance experience from Sedgwick Group. Established New England's leading wholesale brokerages before joining Actuate in 2022 to expand market access for healthcare professionals.
Questions
What does medical malpractice insurance cover?
Covers legal claims related to alleged medical errors, misdiagnoses, or treatment negligence, including defense costs and settlements.
How are insurance premiums determined?
Factors include specialty risk profile, geographic location, claims history, and coverage limits required for your practice.
Can I get coverage without employer sponsorship?
Yes, we provide individual policies tailored to independent healthcare professionals' specific liability exposures.
What is tail coverage necessity?
Essential for claims-made policies to protect against post-policy claims related to past patient care incidents.
How do I file a claim?
Contact our claims team directly or through CSR24 portal with incident details for immediate assistance and documentation guidance.
Do you offer cyber liability protection?
Yes, as part of commercial insurance packages to safeguard electronic health records and practice data systems.
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