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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Somerville, MA
Garrett-Lynch Insurance Agency has been a trusted independent insurance provider in Davis Square, Somerville, MA since 1934. As a family-owned business with over seven decades of experience, we specialize in delivering personalized insurance solutions tailored to meet the unique needs of our clients across Massachusetts and New England. Our team of seasoned professionals, with more than 30 years of combined industry expertise, offers comprehensive coverage options including auto, home, business, life, and specialty insurance products. We maintain strong partnerships with leading carriers such as Arbella Mutual, MAPFRE, and Quincy Mutual to ensure competitive pricing and superior service.

Recognized as the #1 Insurance Agency in Somerville by Readers Choice Awards in 2009, 2010, and 2013, we remain committed to providing honest guidance, transparent communication, and exceptional customer support. Our approach focuses on simplifying complex insurance decisions through one-on-one consultations, whether clients require standard policies or specialized risk management solutions. We pride ourselves on maintaining long-term relationships with our community, evidenced by testimonials highlighting our responsiveness, professionalism, and dedication to client satisfaction.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Flood Insurance Earthquake Insurance Motorcycle Insurance Boat Insurance
Details
  • Year established: 1934
Highlights and features
  • We have over 70 years of experience serving the Somerville community
  • Our team includes professionals with more than 30 years of industry expertise
  • We offer personalized service with no robotic voice recordings
  • We provide free quotes and dedicated personal service
  • We maintain partnerships with top-rated insurance carriers
What people say
Available to guide me Top notch Professionals SUPER friendly Great staff Incredible customer service
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection against property damage, liability claims, and medical expenses from accidents. We offer coverage options including collision, liability, medical payments, uninsured motorist, and comprehensive coverage. Our experienced agents help customize policies to meet Massachusetts legal requirements while addressing individual driver needs.
Homeowners Insurance
We provide standard homeowners policies covering property damage, personal liability, and additional living expenses from covered losses. Our policies protect against common risks like fire, theft, and weather damage while offering optional endorsements for specialized needs. Our team helps ensure adequate coverage for both home structure and personal belongings.
Business Insurance
Our business insurance solutions include general liability, property coverage, workers compensation, and commercial auto policies for Massachusetts businesses. We offer customized risk management strategies through package policies that combine property, liability, and specialized coverage options. Our experienced agents serve diverse industries with tailored insurance solutions.
Life Insurance
We offer term and whole life insurance policies to provide financial security for beneficiaries. Our term policies cover specific periods while whole life provides lifelong protection with cash value components. Our agents help clients choose appropriate coverage amounts and policy types based on individual financial planning needs.
Flood Insurance
We provide flood insurance through the National Flood Insurance Program for properties in high-risk areas. Our policies cover structural damage and personal property losses from flooding events. Our team helps clients understand coverage requirements and secure appropriate protection beyond standard homeowners policy limitations.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, flood, earthquake, motorcycle, and boat insurance policies tailored to personal and commercial needs.
Do you offer free insurance quotes?
Yes, we provide free, no-obligation quotes for all our insurance products with personalized service from experienced professionals.
Are you a local Massachusetts insurance agency?
Yes, we're a family-owned agency located in Davis Square, Somerville, serving the local community since 1934.
Can you help with specialized insurance needs?
Our experienced team assists with specialty coverage including flood, earthquake, and business insurance solutions tailored to specific requirements.
Reviews (4)
Nicole D.
Mar 19, 2020 Report
My family has had Arbella insurance for years and we work with Ana Sousa. She has always been so great, provided excellent customer service and has been so responsive. I always go to her with questions regarding my insurance and she is so helpful! Highly recommend.
Provi
Feb 26, 2020 Report
Have worked with Jay and David for 40 years. They are wonderful, helpful and very knowledgeable. They have a great staff.
James Doyle
Nov 01, 2019 Report
I stopped by the office to receive a quote and even dropped off a copy of the policy I had at the time from another broker, by way of comparison, but never heard back from them.
Kyle M.
Jun 26, 2018 Report
I worked with David after my Arbella insurance was dropped with another broker. He was instantly helpful, walked me through all the steps, and provided incredible customer service. A well deserved 5 stars.