Business Details
31 Years
experience
Trusted Insurance Network for Independent Agents
Founded in 1995 by Steven D. Anderson, Insurance Associates (IAA) was built on the principle of empowering independent insurance agents through collaboration. Our network provides 100% retained ownership of agency books, eliminating buyout clauses and exit fees while offering access to over 40 national and regional carriers. With member agencies across 49 states, we deliver competitive commissions, enhanced contingency opportunities, and industry-leading tools like our discounted EZLynx management system.Our experienced support staff specializes in commercial assistance, comparative rating programs, and marketing strategies tailored to both new and established agencies. Through collective premium volume, we stabilize contingencies and reduce carrier termination risks while maintaining preferred agency contracts through our market influence. Our service center option ensures seamless client support, and our perpetuation planning provides exit strategies with financing solutions for business transitions.
Services
Access to 40+ Carriers
Competitive Commissions
Experienced Support Staff
Comparative Rating Program
Marketing Support
Service Center Option
Perpetuation Planning
New Agent Financing
Carrier Contract Negotiation
Contingency Optimization
Details
- Year established: 1995
Highlights and features
- We offer 100% retained ownership of your book of business from day one
- We provide access to 40+ national and regional insurance carriers
- Our members receive competitive commission and contingency structures
- Our experienced home office support staff assists with new business placement
- We offer discounted EZLynx management system pricing for operational efficiency
Services
Access to 40+ Carriers
Our members gain access to over 40 national and regional insurance carriers through collective production requirements. This expanded market access allows independent agents to offer diverse coverage options while maintaining 100% book ownership. Our negotiated carrier relationships provide preferred contract terms and underwriting considerations.
Competitive Commissions
We deliver enhanced commission structures through aggregated premium volume. Members benefit from increased contingency percentages and stable payout structures by leveraging our network's collective production. This approach reduces volatility from individual carrier loss ratios while maximizing agent earnings potential.
Comparative Rating Program
Our state-of-the-art comparative rating system evaluates up to 36 carriers and 100+ plans for auto and homeowners insurance. This advanced tool streamlines quote generation while ensuring optimal market placement for client policies through our EZLynx-integrated platform.
Service Center Option
We offer full-service support departments for personal and commercial lines through call-forwarding systems or dedicated 800-number access. Our service centers maintain agency branding during client interactions while handling policy servicing needs efficiently.
Perpetuation Planning
Our network provides exit strategy solutions including buyer identification and financing arrangements for agency transitions. This service ensures business continuity while protecting member equity through structured perpetuation agreements.
People
Steven D. Anderson
Founder
Steven D. Anderson established Insurance Associates in 1995 after recognizing independent agents' need for collective market strength. His vision created a network that preserves agency ownership while providing access to major carriers and enhanced compensation structures through collaborative growth strategies.
Questions
How does IAA help independent agents maintain ownership?
We allow 100% retained ownership of your book with no buyout clauses or exit fees through our cluster group model.
What carrier markets do you provide access to?
Our network offers access to 40+ national and regional carriers across multiple insurance lines through collective production agreements.
Do you offer financing options for new agents?
Yes, we provide new agent financing through company-sponsored programs and internal IAA funding arrangements for business growth.
What service areas do you cover?
Our network serves independent agents across all 48 continental United States with localized market expertise.
How do you handle policy servicing support?
We offer full-service centers for personal and commercial lines with branded call-forwarding systems or dedicated 800-number support options.
What marketing resources are available?
Our members receive proven marketing strategies, comparative rating tools, and industry insights from nationwide agency collaborations.
