
Services
Rates
Report
Contact your MGIC representative if you have questions about your organization's MGIC pricing model. If you are a Credit Union, no matter what type of rate plan you are using, you can get the right rate from our MiQ rate quote platform. Compare our 4 most popular premium plans to determine which best suits your borrowers' needs.
15 Is Greater Than 20
Report
Take this opportunity to reinforce your role as a Trusted Advisor by offering a slightly different angle to your borrowers who have 20% to put down: Ask them to consider putting 15% down instead. Their monthly principal and interest payment will go up a bit, and they'll need to purchase a small amount of MGIC mortgage insurance.
How to get an MI rate quote
Report
How do you know you're getting the right MI rate for your borrower unless you compare? If you aren't quoting MGIC, you might be missing out. Check out our competitive rates, available through our MiQ rate quote platform, your preferred loan origination system (LOS) or with MGIC's API. New to MiQ? Enter using your NMLS ID, or register your company email address using your Master Policy number. If you already have your own technology and want to build live MiQ rates into your product, contact us.
MI premium plans
Report
Because every mortgage is different, we give you the competitive advantage of custom fitting your borrowers' unique needs with flexible and affordable mortgage insurance solutions. Cancellable plan offers borrowers the simplicity of combining their MI premium with their monthly mortgage payment. Ideal for budget-conscious borrowers, this cancellable and refundable plan can be financed into the loan to minimize monthly mortgage payments.
Premium refunds
Report
We offer refundable and non-refundable premium plans. Each loan's insurance Commitment/Certificate specifies whether it is eligible for a mortgage insurance premium refund. Learn more about direct deposit (ACH) premium refunds. We will not provide a refund for any period more than 45 days prior to our receipt of the required mortgage insurance cancellation notice.
Reviews

Be the first to review MGIC Investor Service.
Write a Review