Business Details
Your Trusted Insurance Partner in Virginia
At Towne Insurance, we prioritize a member-centric approach that empowers our Risk Advisors to build lasting relationships with the businesses, families, and communities we serve. Our dedicated local advisors are available to assist with questions, coverage adjustments, or claims processing, ensuring personalized service tailored to individual needs. With expertise in both personal and commercial insurance solutions, we offer a wide range of coverage options, including auto, home, flood, and umbrella protection for individuals, as well as Business Owners Policies, workers' compensation, and cyber liability for businesses.Our Risk Advisors leverage years of experience to provide tailored insurance strategies that align with the unique requirements of each client, whether they operate a small enterprise or a large-scale construction firm. We specialize in risk management, offering resources and guidance to help clients navigate industry-specific challenges while maintaining a focus on protecting what matters most to them.
Services
Business Owners Policy
Commercial Auto Insurance
Commercial Flood Insurance
Workers' Compensation
Employee Benefits
Homeowners Insurance
Vehicle Insurance
Umbrella Protection
Cyber Liability
Surety Bonds
Highlights and features
- Our Risk Advisors provide personalized insurance solutions tailored to individual client needs.
- We offer specialized coverage for unique industries including construction, healthcare, and hospitality.
- Local expertise combined with access to multiple insurance carriers ensures competitive options.
- Dedicated claims support helps streamline the recovery process for policyholders.
- Comprehensive risk management resources help businesses prevent and mitigate losses.
Services
Business Owners Policy
Combines property and liability coverage into one customizable policy for small to mid-sized businesses. Protects against common risks while allowing tailored additions for specific industry needs. Our Risk Advisors help determine optimal coverage limits and endorsements based on business operations.
Commercial Auto Insurance
Covers business vehicles against damage, liability, and specialized risks. Available for companies requiring single or multiple vehicle coverage with options for various commercial vehicle types. Includes protection for transportation-related risks specific to your industry.
Workers' Compensation
Provides coverage for medical expenses and lost wages when employees suffer work-related injuries or illnesses. Helps protect both employers and workers while meeting state-mandated requirements. Includes risk assessment and safety program support.
Homeowners Insurance
Covers residential structures and contents against fire, theft, and natural disasters. Includes liability protection for property owners with customizable options for high-value homes and unique personal assets.
Cyber Liability
Protects against financial losses from cyber attacks and data breaches. Covers legal expenses, notification costs, and business interruption losses. Includes risk assessment tools and response planning resources for businesses handling sensitive information.
Questions
What types of insurance does Towne Insurance offer?
We provide personal insurance (home, auto, flood), commercial policies (BOP, workers' comp), employee benefits, and specialty coverages like cyber liability and surety bonds.
How can I get a personalized insurance quote?
Visit our website to select your insurance type and location, or contact a local Risk Advisor for a complimentary consultation and customized quote.
Do you specialize in specific industry insurance needs?
Yes, our Risk Advisors have expertise in construction, healthcare, hospitality, manufacturing, and professional services industries among others.
What risk management resources are available?
We provide educational materials and tailored strategies to help businesses identify, assess, and mitigate potential risks through our Risk Management Center.
How does Towne Insurance handle claims?
Our dedicated claims team works directly with policyholders to process claims efficiently, offering guidance and support throughout the entire resolution process.
Reviews (1)
Marie D.
Jun 22, 2021
Report
Kimberly Marie Sala Dennis, Towne Insurance Assistant Manager has absolutely no moral character. You want her being honest with you regarding your business. Better find someone else and another company. https://youtube.com/channel/UCspajMA5PxFPMxKCyAh-lXQ https://neighbor.report/address/4304-Deep-Creek-Blvd-Portsmouth-VA-23702-USA/45194062_id/
