Business Details
50+ Years
experience
Your Trusted Insurance Partner in Glen Arbor, MI
Devette & Ford Insurance Agency has served Northern Michigan communities for over a century, specializing in comprehensive insurance solutions tailored to individual and business needs. Our agency, rooted in Glen Arbor since 1925, extends coverage across Leelanau, Grand Traverse, and Benzie Counties while maintaining licensing in Florida, Georgia, and Michigan. As an independent agency, we offer diverse insurance products from trusted carriers like Blue Cross Blue Shield and Progressive, ensuring clients receive personalized risk management strategies. Our expertise spans home, auto, business, and specialty insurance, including flood, umbrella, and collector car policies. We prioritize client education through interactive resources, helping policyholders understand coverage nuances like replacement cost vs. actual cash value.Our commitment to community is reflected in our localized knowledge and ability to address unique regional risks, from seasonal rental properties to trampoline liability. We emphasize transparent communication, guiding clients through policy selection, claims processing, and risk mitigation with professional integrity. Our team combines generational experience with modern insurance technology to deliver efficient service while maintaining the personal touch that has defined our agency for over 100 years.
Services
Home Insurance
Auto Insurance
Business Insurance
Rental Property Insurance
Farm Insurance
Contractor Insurance
Retail Business Insurance
Cyber Liability Insurance
Commercial Umbrella Insurance
General Liability Insurance
Details
- Year established: 1925
Highlights and features
- We have over 100 years of experience serving Northern Michigan communities
- Our independent agency offers access to multiple insurance carriers
- Licensed in Florida, Georgia, and Michigan for expanded coverage options
- Specialize in comprehensive risk management solutions for unique needs
- Provide personalized insurance education through interactive resources
Services
Home Insurance
Our home insurance policies protect against property damage, personal liability, and additional living expenses. We offer replacement cost coverage with no cap, flood insurance through NFIP, and specialized coverage for valuable possessions. Policies include protection against common risks like fire, storms, and water damage while addressing unique exposures such as trampoline liability and wine collection preservation.
Business Insurance
We provide comprehensive business insurance solutions including general liability, commercial umbrella, and cyber liability coverage. Our policies protect against property damage, third-party claims, and data breaches. We specialize in industry-specific needs for contractors, retailers, and professional services while offering excess liability protection to safeguard business assets against major lawsuits.
Auto Insurance
Our auto insurance covers personal and business vehicles with options for standard protection and specialized collector car policies. We offer liability coverage, collision/comprehensive protection, and unique solutions for occasional rental properties. Policies address risks like off-premises theft and provide guidance on proper valuation methods to ensure adequate coverage for classic and modern vehicles.
Risk Management
We help clients identify and mitigate potential risks through personalized consultations and interactive educational tools. Our services address common exposures like personal injury liability, umbrella coverage needs, and secondary home protections. We provide tailored solutions for unique risks including defamation claims, water damage exclusions, and collector item preservation while ensuring compliance with changing building codes.
Policy Review
Our policy review service ensures clients maintain appropriate coverage levels through regular assessments of their insurance needs. We examine existing policies for gaps in protection, recommend updates for changing circumstances, and verify compliance with state-specific regulations. This service includes evaluating flood risk factors, liability limits, and specialized coverage requirements for high-value assets and unique property features.
Questions
What types of insurance do you offer?
We provide home, auto, business, farm, and specialty insurance including flood, umbrella, and collector car coverage for residents and businesses in Northern Michigan.
How do I file an insurance claim?
Report claims through our Service Center online, by phone at 231-334-3022, or visit our Glen Arbor office during business hours for immediate assistance.
Do you offer business insurance for contractors?
Yes, we specialize in contractor insurance covering liability, equipment, and job-site specific risks tailored to construction industry needs in Northern Michigan.
Can I get coverage for a rental property?
We offer comprehensive rental property insurance including landlord protection, liability coverage, and specialized policies for occasional home rentals in Northern Michigan.
Are you licensed in other states?
Our agency holds licenses in Michigan, Florida, and Georgia to serve clients across different locations with appropriate state-compliant insurance solutions.
How do you help with policy management?
Our Service Center allows online policy reviews, payment processing, certificate requests, and coverage adjustments while providing personalized agent support for complex changes.
