Business Details
50+ Years
experience
Your Trusted Independent Insurance Partner in Michigan
Since our founding in 1969, we have worked tirelessly to be the local, independent source of insurance truth in Michigan. As natives of the area, we understand the unique needs of our community and operate with a mission to validate the respect and trust our clients place in us. Our purpose is to use our time, knowledge, and resources to improve our clients' positions in life and business. We offer a wide variety of insurance solutions, representing carriers like Auto Owners, and provide personalized service as licensed insurance advisors. Our independent agency model gives clients access to multiple carriers, ensuring tailored coverage for personal and business needs. We specialize in home, auto, motorcycle, business owners, commercial umbrella, contractor, brewery, winery, and nonprofit insurance.Our team prioritizes client needs, offering replacement cost coverage, liability protection, and specialized policies for collector cars, wine collections, and flood risks. We emphasize transparency, ethical practices, and community commitment, serving Michigan from offices in Bellaire and Elk Rapids. Our expertise extends to risk management solutions, including coverage for trampolines, secondary homes, and personal liability. We provide 24/7 client support through our service center, mobile app, and dedicated team ready to assist with claims, policy changes, and coverage reviews.
Services
Home Insurance
Auto Insurance
Motorcycle Insurance
Business Owners Insurance
Commercial Umbrella Insurance
Contractor Insurance
Brewery Insurance
Winery Insurance
Non-Profit Insurance
Flood Insurance
Details
- Year established: 1969
Highlights and features
- We have been serving Michigan communities since 1969.
- Our independent agency model offers access to multiple carriers.
- We provide specialized coverage for unique risks like collector cars and wine collections.
- Our team prioritizes personalized service and ethical practices.
- We offer comprehensive risk management solutions for homeowners and businesses.
Services
Home Insurance
Protect your home with replacement cost coverage, personal liability protection, and flood insurance options. We ensure adequate coverage for rebuilding to code and address risks like water damage, off-premises theft, and valuable possessions. Our policies include additional living expense coverage for temporary displacement.
Business Owners Insurance
Safeguard your business with liability coverage, commercial property insurance, and umbrella policies. We tailor solutions for contractors, breweries, wineries, and nonprofits, addressing risks like equipment damage, liability claims, and business interruption. Our advisors help secure comprehensive protection for Michigan-based enterprises.
Auto Insurance
Cover personal and business vehicles with liability, collision, and comprehensive insurance. We offer specialized policies for collector cars and motorcycle insurance, ensuring protection against theft, accidents, and environmental damage. Our team helps clients navigate coverage options for classic vehicles and standard auto needs.
Risk Management Solutions
Address unique risks like trampoline liability, secondary home exposures, and personal injury claims. We provide guidance on flood preparedness, wine collection coverage, and umbrella policies to protect assets. Our solutions emphasize proactive risk reduction and tailored endorsements for specific client needs.
Claims Assistance
Access 24/7 claims reporting through our service center and mobile app. We guide clients through the claims process, ensuring timely resolution for property damage, liability incidents, and business interruptions. Our team provides personalized support for policyholders navigating insurance claims in Michigan.
Questions
What types of insurance do you offer?
We provide home, auto, motorcycle, business owners, commercial umbrella, contractor, brewery, winery, nonprofit, and flood insurance, along with specialized coverage for collector cars and wine collections.
Are you licensed to operate in Michigan?
Yes, we are a licensed insurance agency in Michigan with offices in Bellaire and Elk Rapids, serving clients statewide since 1969.
How do I file a claim?
Report claims 24/7 through our service center, mobile app, or by calling 800-453-6170. Our team will guide you through documentation and resolution steps promptly.
Do you offer coverage for unique risks?
Yes, we specialize in coverage for trampolines, secondary homes, collector cars, wine collections, and personal liability risks not typically included in standard policies.
Can I manage my policy online?
Yes, use our client portal to pay bills, request ID cards, review policies, and make changes. Download our mobile app for convenient 24/7 access to policy management tools.
What sets you apart from other agencies?
As an independent agency since 1969, we combine local expertise with access to multiple carriers, prioritizing personalized service and ethical practices tailored to Michigan residents and businesses.
Reviews (1)
Brianne Draper
Mar 01, 2021
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Highly recommend Fischer Insurance! Very professional and friendly people who value their clients. Fischer Insurance genuinely cares about providing you with the best!
