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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Suttons Bay, MI
Bonek Agency has been a trusted provider of personalized insurance solutions since 1934. Our agency specializes in delivering comprehensive commercial, personal, and specialty insurance policies tailored to meet the unique needs of our clients. As an Acrisure Agency Partner, we combine the strength of a national network with the personalized service of a local team dedicated to our clients' best interests. With over 80 years of experience, we prioritize building strong relationships and developing strategic risk management plans that protect our clients' financial stability. Our team of seasoned professionals brings decades of industry expertise, ensuring clients receive informed guidance and customized coverage options.

We serve clients across 48 states, offering proactive support for both expected and unexpected challenges. Our commitment to excellence extends to every interaction, from scheduled consultations to claims management, where we strive to provide peace of mind and reliable protection. Headquartered in Suttons Bay, Michigan, we remain deeply rooted in our community while maintaining a global perspective on risk management. Our service model emphasizes understanding clients' operational environments, quantifying risk exposures, and implementing formalized strategies through trusted risk transfer partners. This approach ensures our clients receive comprehensive coverage aligned with their long-term objectives.
Services
Commercial Insurance Personal Insurance Business Owner Policies Commercial Auto Marine Insurance Homeowners Insurance Life Insurance Renters Insurance Umbrella Insurance Contractors Insurance
Details
  • Year established: 1934
Highlights and features
  • We have over 80 years of experience in the insurance industry.
  • Our team provides personalized service backed by national network resources.
  • We specialize in proactive risk management strategies for diverse industries.
  • Our local expertise serves clients across 48 states effectively.
  • We maintain a client-focused approach to policy development and claims management.
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against property damage, liability claims, and operational risks. We offer tailored coverage for industries including contracting, marine operations, and agriculture. With access to national network resources, we help businesses develop comprehensive risk management strategies that align with their financial objectives and regulatory requirements.
Personal Insurance
Personal insurance policies safeguard individuals' assets through homeowners, auto, life, and umbrella coverage options. Our local team provides personalized guidance to protect personal investments while ensuring adequate liability protection. We help clients navigate policy selections that match their unique lifestyle and financial planning needs.
Business Owner Policies
Business owner policies combine essential coverages into customized packages for small to mid-sized businesses. We integrate property, liability, and specialized protections into cost-effective solutions that address common industry-specific risks while maintaining flexibility for evolving business needs.
Marine Insurance
Marine insurance protects watercraft owners against damage, liability, and weather-related incidents. Our specialists understand unique maritime risks and provide coverage options for recreational boats, commercial vessels, and marina operations while ensuring compliance with applicable safety regulations.
Life Insurance
Life insurance products provide financial security for policyholders' beneficiaries through death benefit protections. We offer various term and permanent policy options with flexible premium structures to match clients' long-term financial planning goals and family protection needs.
People
Christopher E. Branson
Owner and Principal Agent
With insurance licensing since 1977, Chris Branson brings extensive industry experience to his role as owner and principal agent of Bonek Agency.
Paul Bardenhagen
Producer
Paul joined Bonek in 2021 with Property and Casualty licensing, expanding his insurance expertise through client-focused service delivery.
Cheri Durdel
Account Executive
Cheri has represented Bonek Agency for 35 years, consistently prioritizing customer satisfaction through dedicated service excellence.
Jessica Sommerfield
Commercial Account Executive Manager
Jessica joined Bonek in 2017 and quickly advanced to Commercial Account Executive Manager through exceptional client relationship management skills.
Susan Swanson
Office Coordinator
Susan leverages ten years of insurance industry experience in her role as Licensed Office Coordinator, supporting efficient agency operations.
Questions
What types of insurance does Bonek Insurance Agency offer?
We provide commercial insurance, personal insurance, business owner policies, marine insurance, life insurance, and specialized coverage for contractors and other industries.
How long has Bonek Insurance Agency been in business?
Our agency has served clients since 1934, providing over 80 years of experience in personalized insurance solutions.
Are you part of a national insurance network?
Yes, we are an Acrisure Agency Partner, giving clients access to a national network of insurance products and consulting services.
How do I file an insurance claim?
Contact us directly at 231-271-3623 or through our website to initiate the claims process with our dedicated support team.
What geographic areas do you serve?
We provide insurance services to clients across 48 states from our Suttons Bay, Michigan headquarters.
Reviews (4)
Mark Lienau
Nov 12, 2018 Report
It is rare that I write positive reviews (or any at all unless I am REALLY peeved) but The Bonek Agency has to be hands down the best insurance agency I have used. Today they once again jumped through hoops to get me what I needed for licensing renewal. I strongly recommend them for both personal and business insurance needs,
Busy Bee Leds
May 24, 2018 Report
Kind of Pricey for Motor cycle Insurance. But they just get their contract from Progressive anyways. They don't have Moto Insurance. That is prob why its high. But I needed it right away, so my loss their gain haha
Mary Mooney
Dec 06, 2017 Report
These guys rock it. Louis is someone we followed to Bonek. Office is wonderful and accommodating. Values and ethics. That's 'nuf said!
Anthony D.
Jul 11, 2013 Report
Harry is the best in the business! Knowledgable, friendly and just a pleasure a work with. Highly recommend.