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Your Trusted Insurance Partner in Charlotte, NC
AAC Insurance Group has been a trusted independent insurance agency serving Charlotte and surrounding communities for over 40 years. As a family-owned business, we prioritize personalized service, taking time to understand each client's unique needs to deliver customized insurance solutions. Our team of experienced professionals works with leading providers to offer competitive rates on auto, home, and small business insurance policies. We pride ourselves on building long-term relationships through transparency, local market expertise, and dedicated support during claims processes.

Our commitment to exceptional customer service is reflected in our clients' testimonials, which highlight our responsiveness, professionalism, and ability to create tailored coverage plans. With flexible payment options and free quotes available, we make insurance accessibility simple while maintaining high standards of care.
Services
Auto Insurance Home Insurance Small Business Insurance Liability Insurance Flood Insurance
Highlights and features
  • We offer over 40 years of local insurance expertise
  • Our team provides personalized policy customization
  • Family-owned agency with community-focused service
  • Free insurance quotes available for all products
  • Dedicated claims support with human assistance
What people say
Outstanding service Personalized attention Highly recommend Responsive team Trusted partner
Services
Auto Insurance
We provide comprehensive auto insurance solutions for Charlotte drivers, including liability, collision, and comprehensive coverage. Our policies protect various vehicles like cars, motorcycles, and boats while offering customizable options for medical payments and underinsured motorist protection. With access to multiple carriers, we help clients find affordable rates that meet North Carolina's legal requirements and personal needs.
Home Insurance
Our homeowners and renters insurance policies protect your dwelling, personal belongings, and liability risks. Coverage includes protection against fire, theft, and natural disasters while offering additional living expense reimbursement. We also provide specialized flood insurance and rental property coverage, ensuring comprehensive protection for your residential investments through tailored policy options.
Small Business Insurance
We offer customized commercial insurance packages for Charlotte businesses, including general liability, property, and workers' compensation coverage. Our solutions protect against industry-specific risks while providing commercial auto and umbrella insurance options. With expertise in local business needs, we create cost-effective policies that safeguard your operations without unnecessary coverage.
People
Jonathan Blackmon
Agent
With over 12 years of service, Jonathan Blackmon provides expert insurance guidance, combining industry knowledge with personalized attention to meet client needs.
Teresa
Agent
Teresa offers dedicated insurance support, known for her responsiveness and ability to help clients find optimal coverage solutions.
Questions
What types of insurance do you offer?
We provide auto, home, small business, liability, and flood insurance policies tailored to Charlotte residents and businesses.
How can I get a free quote?
Call us at 704-568-2982 or use our online form to receive a personalized, no-obligation insurance quote.
Do you offer payment plans?
Yes, we provide flexible payment options including low down payments and monthly installment plans.
Are you locally owned?
Yes, we're a family-owned Charlotte agency serving the community for over 40 years.
How do claims work?
Our team provides direct support during claims, offering guidance and assistance to ensure smooth resolution processes.
Reviews (4)
Murphy
Jun 23, 2021 Report
I have been a customer forever and am super happy. They're very helpful, customer friendly and deliver the best customer service. You can't do better than the best!
Sonja S. Lucas
Apr 14, 2021 Report
Best all around Insurance Group. I have used them for years and I refer anyone and everyone to them. The staff is always very nice, helpful, knowledgeable and professional. Primarily I deal with Teresa Bailey and she is AWESOME!
Cason Bolton
May 02, 2020 Report
AAC Insurance Group managed by Jonathan Blackmon is an insurance company I highly recommend for your business, and personal insurance. I've been with AAC Insurance group for over 12 years, and i have been please with the level of service and professionalism they have provided over the years. Jonathan and his team represents Good quality, Good value, and very responsive. Before you make a decision in choosing an insurance company, please call AAC Insurance, and ask for Jonathan.
Amy Seay
Jan 11, 2016 Report
I have been with them since I was 15 years old and my parents were with them before that. I was so distraught when I moved to SC and thought I'd have to leave them but with a simple email they had a brand new policy setup! They kept following up with me (because they know I'm a scatterbrain) and didn't let anything fall through the cracks! I am so grateful for their dedication and honest help and guidance!